Union Bankshares, Inc.
UNB
NASDAQ
28.14
USD-0.56(-1.93%)
As of today
Union Bankshares, Inc. fundamentals
UNB Income Statement
| Period Ending | Dec 31, 1998 | Dec 31, 1999 | Dec 31, 2000 | Dec 31, 2001 | Dec 31, 2002 | Dec 31, 2003 | Dec 31, 2004 | Dec 31, 2005 | Dec 31, 2006 | Dec 31, 2007 | Dec 31, 2008 | Dec 31, 2009 | Dec 31, 2010 | Dec 31, 2011 | Dec 31, 2012 | Dec 31, 2013 | Dec 31, 2014 | Dec 31, 2015 | Dec 31, 2016 | Dec 31, 2017 | Dec 31, 2018 | Dec 31, 2019 | Dec 31, 2020 | Dec 31, 2021 | Dec 31, 2022 | Dec 31, 2023 | Dec 31, 2024 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 12,563,417 | 12,049,279 | 26,695,585 | 27,196,506 | 25,730,000 | 23,975,057 | 23,952,584 | 26,311,604 | 29,254,993 | 30,568,000 | 29,561,288 | 28,737,894 | 28,556,000 | 30,181,000 | 34,823,000 | 32,195,000 | 33,066,000 | 34,153,000 | 36,337,000 | 37,714,000 | 40,963,000 | 45,535,000 | 51,953,000 | 51,338,000 | 52,422,000 | 66,106,000 | 76,418,000 | |
| Cost of Revenue | 9,652,464 | 9,481,067 | 10,127,357 | 9,884,446 | 6,720,000 | 4,322,983 | 3,340,578 | 4,558,819 | 7,001,263 | 8,493,000 | 7,511,986 | 5,694,210 | 4,637,000 | 4,683,000 | 4,011,000 | 2,764,000 | 2,500,000 | 2,575,000 | 2,211,000 | 2,455,000 | 4,031,000 | 6,375,000 | 7,347,000 | 3,565,000 | 4,524,000 | 18,768,000 | 30,520,000 | |
| Gross Profit | 2,910,953 | 2,568,212 | 16,568,228 | 17,312,060 | 19,010,000 | 19,766,074 | 20,642,006 | 21,812,785 | 22,433,730 | 22,075,000 | 22,049,302 | 23,043,684 | 23,919,000 | 25,498,000 | 30,812,000 | 29,431,000 | 30,566,000 | 31,578,000 | 34,126,000 | 35,259,000 | 36,932,000 | 39,160,000 | 44,606,000 | 47,773,000 | 47,898,000 | 47,338,000 | 45,898,000 | |
| Gross Profit Margin | 0.232 | 0.213 | 0.621 | 0.637 | 0.739 | 0.824 | 0.862 | 0.829 | 0.767 | 0.722 | 0.746 | 0.802 | 0.838 | 0.845 | 0.885 | 0.914 | 0.924 | 0.925 | 0.939 | 0.935 | 0.902 | 0.86 | 0.859 | 0.931 | 0.914 | 0.716 | 0.601 | |
| R&D Expenses | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| General & Administrative Expenses | 5,168,631 | 5,328,485 | 5,616,957 | 6,204,363 | 6,773,225 | 7,215,093 | 7,374,280 | 7,672,166 | 8,356,191 | 8,527,263 | 9,111,456 | 10,101,501 | 11,008,000 | 12,029,000 | 13,930,000 | 12,737,000 | 12,469,000 | 12,819,000 | 14,096,000 | 14,370,000 | 19,482,000 | 16,533,000 | 18,748,000 | 20,209,000 | 19,735,000 | 25,369,000 | 22,561,000 | |
| Selling & Marketing Expenses | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 283,000 | 466,000 | 341,000 | 364,000 | 305,000 | 456,000 | 507,000 | 469,000 | 456,000 | 555,000 | 544,000 | 530,000 | 617,000 | 659,000 | 0 | |
| SG&A Expenses | 5,168,631 | 5,328,485 | 5,616,957 | 6,204,363 | 6,773,225 | 7,215,093 | 7,374,280 | 7,672,166 | 8,356,191 | 8,527,263 | 9,111,456 | 10,101,501 | 11,291,000 | 12,495,000 | 14,271,000 | 13,101,000 | 12,774,000 | 13,275,000 | 14,603,000 | 14,839,000 | 19,938,000 | 17,088,000 | 19,292,000 | 20,739,000 | 20,352,000 | 26,028,000 | 22,561,000 | |
| Other Expenses | -8,863,981 | -8,638,928 | 4,326,719 | 4,291,673 | 4,988,000 | 4,844,642 | 4,945,006 | 5,383,718 | 5,457,900 | 5,928,000 | 6,725,154 | 6,295,672 | 5,339,000 | 6,665,000 | 8,034,000 | 7,333,000 | 8,125,000 | 7,762,000 | 8,414,000 | 8,368,000 | 8,649,000 | 9,594,000 | 10,090,000 | 11,218,000 | 12,299,000 | 13,851,000 | 14,207,000 | |
| Total Operating Expenses | -3,695,350 | -3,322,518 | 9,943,676 | 10,496,036 | 11,761,000 | 12,059,735 | 12,319,286 | 13,055,884 | 13,814,091 | 14,455,000 | 15,923,637 | 16,397,173 | 16,630,000 | 19,160,000 | 22,305,000 | 20,434,000 | 20,899,000 | 21,037,000 | 23,017,000 | 23,207,000 | 28,587,000 | 26,682,000 | 29,382,000 | 31,957,000 | 32,651,000 | 34,461,000 | 36,768,000 | |
| Total Costs & Expenses | 5,957,114 | 6,158,549 | 20,071,033 | 20,380,482 | 18,481,000 | 16,382,718 | 15,659,864 | 17,614,703 | 20,815,354 | 22,948,000 | 23,435,623 | 22,091,383 | 21,267,000 | 23,843,000 | 26,316,000 | 23,198,000 | 23,399,000 | 23,612,000 | 25,228,000 | 25,662,000 | 32,618,000 | 33,057,000 | 36,729,000 | 35,522,000 | 37,175,000 | 53,229,000 | 67,288,000 | |
| Interest Income | 22,626,179 | 22,864,328 | 24,126,325 | 24,123,828 | 22,169,058 | 20,372,337 | 20,178,186 | 22,256,135 | 25,197,180 | 26,272,944 | 24,655,889 | 23,213,425 | 22,903,390 | 23,654,000 | 25,028,000 | 24,481,000 | 24,852,000 | 25,144,000 | 26,836,000 | 29,017,000 | 32,180,000 | 36,002,000 | 36,750,000 | 39,273,000 | 43,948,000 | 56,847,000 | 67,413,000 | |
| Interest Expense | 9,252,464 | 9,121,571 | 9,877,357 | 9,564,446 | 6,363,941 | 4,208,983 | 3,310,578 | 4,498,819 | 6,821,263 | 8,227,657 | 7,176,986 | 5,294,210 | 4,117,246 | 3,908,000 | 3,351,000 | 2,459,000 | 2,155,000 | 2,025,000 | 2,061,000 | 2,255,000 | 3,581,000 | 5,616,000 | 5,147,000 | 3,565,000 | 4,524,000 | 19,267,000 | 29,590,000 | |
| Depreciation & Amortization | 789,826 | 990,819 | 840,416 | 697,262 | 856,034 | 915,883 | 902,257 | 908,609 | 841,382 | 772,940 | 784,375 | 713,659 | 660,381 | 792,000 | 1,057,000 | 1,073,000 | 1,147,000 | 1,251,000 | 1,426,000 | 1,394,000 | 1,387,000 | 1,738,000 | 2,062,000 | 1,896,000 | 1,801,000 | 1,639,000 | 1,593,000 | |
| EBITDA | 7,396,129 | 6,881,549 | 7,464,968 | 7,513,286 | 8,105,000 | 8,508,222 | 9,194,977 | 9,605,510 | 9,221,356 | 8,377,374 | 6,910,040 | 7,360,170 | 7,949,875 | 7,130,000 | 9,565,000 | 10,070,000 | 10,814,000 | 11,792,000 | 12,535,000 | 13,446,000 | 9,732,000 | 14,216,000 | 17,286,000 | 17,712,000 | 17,048,000 | 14,516,000 | 10,723,000 | |
| EBITDA Margin | 0.589 | 0.571 | 0.28 | 0.276 | 0.315 | 0.355 | 0.384 | 0.365 | 0.315 | 0.274 | 0.234 | 0.256 | 0.278 | 0.236 | 0.275 | 0.313 | 0.327 | 0.345 | 0.345 | 0.357 | 0.238 | 0.312 | 0.333 | 0.345 | 0.325 | 0.22 | 0.14 | |
| Operating Income | 6,606,303 | 5,890,730 | 6,624,552 | 6,816,024 | 7,249,000 | 7,592,339 | 8,292,720 | 8,696,901 | 8,439,639 | 7,620,000 | 6,125,665 | 6,646,511 | 7,289,000 | 6,338,000 | 8,507,000 | 8,997,000 | 9,667,000 | 10,541,000 | 11,109,000 | 12,052,000 | 8,345,000 | 12,478,000 | 15,224,000 | 15,816,000 | 15,247,000 | 12,877,000 | 9,130,000 | |
| Operating Income Margin | 0.526 | 0.489 | 0.248 | 0.251 | 0.282 | 0.317 | 0.346 | 0.331 | 0.288 | 0.249 | 0.207 | 0.231 | 0.255 | 0.21 | 0.244 | 0.279 | 0.292 | 0.309 | 0.306 | 0.32 | 0.204 | 0.274 | 0.293 | 0.308 | 0.291 | 0.195 | 0.119 | |
| Total Other Income/Expenses (Net) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Income Before Tax | 6,606,303 | 5,890,730 | 6,624,552 | 6,816,024 | 7,247,412 | 7,592,339 | 8,292,720 | 8,696,901 | 8,439,639 | 7,620,059 | 6,125,665 | 6,646,511 | 7,289,494 | 6,338,000 | 8,507,000 | 8,997,000 | 9,667,000 | 10,541,000 | 11,109,000 | 12,052,000 | 8,345,000 | 12,478,000 | 15,224,000 | 15,816,000 | 15,247,000 | 12,877,000 | 9,130,000 | |
| Pre-Tax Income Margin | 0.526 | 0.489 | 0.248 | 0.251 | 0.282 | 0.317 | 0.346 | 0.331 | 0.288 | 0.249 | 0.207 | 0.231 | 0.255 | 0.21 | 0.244 | 0.279 | 0.292 | 0.309 | 0.306 | 0.32 | 0.204 | 0.274 | 0.293 | 0.308 | 0.291 | 0.195 | 0.119 | |
| Income Tax Expense | 2,054,907 | 1,815,259 | 1,825,010 | 1,984,006 | 2,067,598 | 2,205,253 | 2,457,593 | 2,459,532 | 2,184,364 | 1,964,912 | 1,019,545 | 1,419,943 | 1,702,707 | 1,119,000 | 1,663,000 | 1,862,000 | 1,973,000 | 2,663,000 | 2,598,000 | 3,603,000 | 1,273,000 | 1,830,000 | 2,419,000 | 2,646,000 | 2,632,000 | 1,620,000 | 369,000 | |
| Net Income | 4,551,396 | 4,075,471 | 4,799,542 | 4,832,018 | 5,179,814 | 5,387,086 | 5,835,127 | 6,237,369 | 6,255,275 | 5,655,147 | 5,106,120 | 5,226,568 | 5,586,787 | 5,219,000 | 6,844,000 | 7,135,000 | 7,694,000 | 7,878,000 | 8,511,000 | 8,449,000 | 7,072,000 | 10,648,000 | 12,805,000 | 13,170,000 | 12,615,000 | 11,257,000 | 8,761,000 | |
| Net Income Margin | 0.362 | 0.338 | 0.18 | 0.178 | 0.201 | 0.225 | 0.244 | 0.237 | 0.214 | 0.185 | 0.173 | 0.182 | 0.196 | 0.173 | 0.197 | 0.222 | 0.233 | 0.231 | 0.234 | 0.224 | 0.173 | 0.234 | 0.246 | 0.257 | 0.241 | 0.17 | 0.115 | |
| Earnings Per Share (EPS) | 1.01 | 0.9 | 1.05 | 1.06 | 0.76 | 1.18 | 1.28 | 1.37 | 1.38 | 1.25 | 1.14 | 1.17 | 1.25 | 1.17 | 1.54 | 1.6 | 1.73 | 1.77 | 1.91 | 1.89 | 1.58 | 2.38 | 2.86 | 2.94 | 2.81 | 2.5 | 1.94 | |
| Diluted Earnings Per Share (EPS) | 1.01 | 0.9 | 1.05 | 1.06 | 0.76 | 1.18 | 1.28 | 1.37 | 1.38 | 1.25 | 1.14 | 1.17 | 1.25 | 1.17 | 1.54 | 1.6 | 1.73 | 1.77 | 1.91 | 1.89 | 1.58 | 2.38 | 2.85 | 2.92 | 2.79 | 2.48 | 1.92 | |
| Weighted Average Shares Outstanding | 4,521,254 | 4,528,301 | 4,556,527 | 4,558,508 | 4,541,335 | 4,565,327 | 4,558,693 | 4,552,824 | 4,532,808 | 4,521,380 | 4,488,888 | 4,466,760 | 4,458,193 | 4,456,842 | 4,444,156 | 4,457,263 | 4,447,399 | 4,450,847 | 4,456,021 | 4,462,192 | 4,465,675 | 4,468,336 | 4,474,649 | 4,483,791 | 4,496,169 | 4,503,000 | 4,523,140 | |
| Weighted Average Shares Outstanding (Diluted) | 4,521,254 | 4,528,301 | 4,556,527 | 4,558,508 | 4,541,335 | 4,565,327 | 4,558,693 | 4,552,824 | 4,532,808 | 4,521,380 | 4,488,888 | 4,466,760 | 4,458,193 | 4,456,842 | 4,444,156 | 4,459,375 | 4,447,399 | 4,450,847 | 4,456,021 | 4,470,370 | 4,475,949 | 4,481,192 | 4,493,157 | 4,508,948 | 4,514,224 | 4,537,000 | 4,554,049 |