Union Bankshares, Inc.

UNB

NASDAQ

28.14

USD

-0.56(-1.93%)

As of today

Overview Financials Dividends Ratios Discussions Analysis

Union Bankshares, Inc. fundamentals

Overview Income Statement Balance Sheet Cash Flow

Key ratios

P/E Ratio

14.51

Price/Book

1.82

Debt/Equity

366.72%

Return on Equity

-309.96%

Dividend Yield

6.40%

EBITDA

10.72M

Union Bankshares, Inc. operates as the bank holding company for Union Bank that provides retail, commercial, and municipal banking products and services in northern Vermont and New Hampshire. It offers retail depository services, such as personal checking, savings, money market, IRA/SEP/KEOGH, and health savings accounts, as well as certificates of deposit. The company also provides commercial real estate loans; commercial loans for plant and equipment, working capital, real estate renovation, and other business purposes to business owners and investors; small business administration guaranteed loans; home improvement loans and overdraft; and residential construction and mortgage loans. In addition, it offers online cash management services, including account reconciliation, credit card depository, automated clearing house origination, wire transfers, and night depository services; merchant credit card services for the deposit and immediate credit of sales drafts; remote deposit capture services; and online mortgage application services. Further, the company provides business checking accounts; standby letters of credit, bank checks or money orders, and safe deposit boxes; ATM services; debit cards; telephone, Internet, and mobile banking services; and asset management, fiduciary, and trust services. The company offers retail banking services to individuals; and commercial banking services to small and medium sized corporations, partnerships, and sole proprietorships, as well as nonprofit organizations, local municipalities, and school districts. It operates 18 banking offices, 3 loan centers, and various ATMs. Union Bankshares, Inc. was founded in 1891 and is headquartered in Morrisville, Vermont.

Statements Highlights

AnnualQuarterly

Period Ending	Dec 31, 2020	Dec 31, 2021	Dec 31, 2022	Dec 31, 2023	Dec 31, 2024
Total Revenue	51,953,000	51,338,000	52,422,000	66,106,000	76,418,000
Gross Profit	44,606,000	47,773,000	47,898,000	47,338,000	45,898,000
Operating Income	15,224,000	15,816,000	15,247,000	12,877,000	9,130,000
Net Income	12,805,000	13,170,000	12,615,000	11,257,000	8,761,000
Total Assets	1,094,027,000	1,205,361,000	1,336,395,000	1,468,879,000	1,528,358,000
Total Current Liabilities	1,005,523,000	1,104,861,000	1,215,064,000	1,305,603,000	1,168,894,000
Total Equity	80,867,000	84,341,000	55,220,000	65,807,000	66,480,000
Free Cash Flow	-8,069,000	25,681,000	28,366,000	7,245,000	11,080,000
Cash from Operations	-7,062,000	29,190,000	29,031,000	9,191,000	12,151,000
Cash from Investing	-125,909,000	-190,008,000	-207,583,000	-82,252,000	-124,826,000
Cash from Financing	204,608,000	103,969,000	150,515,000	112,842,000	50,847,000
Net Change in Cash	71,637,000	-56,849,000	-28,037,000	39,781,000	-61,828,000

Union Bankshares, Inc.

UNB

28.14

Union Bankshares, Inc. fundamentals

Key ratios

Statements Highlights

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