UniCredit S.p.A.

UCG.MI

MIL

65.16

EUR

-1.54(-2.31%)

As of today

Overview Financials Dividends Ratios Discussions Analysis

UniCredit S.p.A. fundamentals

Overview Income Statement Balance Sheet Cash Flow

UCG.MI Income Statement

AnnualQuarterly

Period Ending	Dec 31, 2003	Dec 31, 2004	Dec 31, 2005	Dec 31, 2006	Dec 31, 2007	Dec 31, 2008	Dec 31, 2009	Dec 31, 2010	Dec 31, 2011	Dec 31, 2012	Dec 31, 2013	Dec 31, 2014	Dec 31, 2015	Dec 31, 2016	Dec 31, 2017	Dec 31, 2018	Dec 31, 2019	Dec 31, 2020	Dec 31, 2021	Dec 31, 2022	Dec 31, 2023	Dec 31, 2024
Total Revenue	10,670,480,000	10,542,511,000	10,113,059,000	25,307,829,000	28,149,752,000	27,207,269,000	28,674,733,000	27,114,362,000	26,085,562,000	26,290,996,000	26,424,783,000	23,486,373,000	23,306,065,000	19,570,468,000	19,760,691,000	21,118,978,000	20,060,000,000	18,428,000,000	18,596,000,000	21,037,000,000	23,572,000,000	23,994,000,000
Cost of Revenue	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	20,167,000,000
Gross Profit	10,670,480,000	10,542,511,000	10,113,059,000	25,307,829,000	28,149,752,000	27,207,269,000	28,674,733,000	27,114,362,000	26,085,562,000	26,290,996,000	26,424,783,000	23,486,373,000	23,306,065,000	19,570,468,000	19,760,691,000	21,118,978,000	20,060,000,000	18,428,000,000	18,596,000,000	21,037,000,000	23,572,000,000	26,579,000,000
Gross Profit Margin	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1.108
R&D Expenses	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
General & Administrative Expenses	1,935,734,000	2,080,970,000	2,111,018,000	2,663,645,000	2,649,245,000	3,131,082,000	2,894,540,000	2,801,325,000	2,803,966,000	2,639,323,000	2,724,307,000	2,864,749,000	2,643,627,000	3,055,159,000	2,485,657,000	2,384,025,000	1,992,000,000	1,912,000,000	2,485,000,000	2,292,000,000	1,758,000,000	2,334,000,000
Selling & Marketing Expenses	0	0	0	514,860,000	527,579,000	495,181,000	337,997,000	400,955,000	437,877,000	382,141,000	367,018,000	353,221,000	330,449,000	281,016,000	248,959,000	206,596,000	155,000,000	155,000,000	153,000,000	116,000,000	124,000,000	148,000,000
SG&A Expenses	1,935,734,000	2,080,970,000	2,111,018,000	3,178,505,000	3,176,824,000	3,626,263,000	3,232,537,000	3,202,280,000	3,241,843,000	3,021,464,000	3,091,325,000	3,217,970,000	2,974,076,000	3,336,175,000	2,734,616,000	2,590,621,000	2,147,000,000	2,067,000,000	2,638,000,000	2,408,000,000	1,882,000,000	2,482,000,000
Other Expenses	217,752,000	141,205,000	176,643,000	154,362,000	162,981,000	-464,935,000	819,499,000	-36,000,000	-44,000,000	-597,988,000	-39,000,000	-156,000,000	-90,000,000	-84,000,000	-102,000,000	-224,000,000	10,403,000,000	9,866,000,000	14,337,000,000	11,340,000,000	23,491,000,000	11,237,000,000
Total Operating Expenses	6,473,024,000	6,438,475,000	6,221,485,000	14,545,920,000	15,368,088,000	17,677,611,000	16,791,477,000	17,007,409,000	16,925,760,000	16,318,499,000	16,741,774,000	15,833,316,000	16,707,429,000	15,442,583,000	13,943,846,000	13,394,789,000	12,550,000,000	11,933,000,000	11,789,000,000	11,733,000,000	23,554,000,000	13,719,000,000
Total Costs & Expenses	6,473,024,000	6,438,475,000	6,221,485,000	14,545,920,000	15,368,088,000	17,677,611,000	16,791,477,000	17,007,409,000	16,925,760,000	16,318,499,000	16,741,774,000	15,833,316,000	16,707,429,000	15,442,583,000	13,943,846,000	13,394,789,000	12,550,000,000	11,933,000,000	11,789,000,000	11,733,000,000	23,554,000,000	9,441,000,000
Interest Income	9,541,310,000	9,512,280,000	11,120,155,000	34,294,958,000	42,021,881,000	54,112,514,000	34,745,987,000	28,641,891,000	29,671,745,000	28,219,931,000	24,210,043,000	21,741,871,000	19,518,305,000	15,964,800,000	14,759,711,000	15,219,793,000	14,793,000,000	13,182,000,000	12,703,000,000	16,339,000,000	14,005,000,000	14,358,000,000
Interest Expense	4,746,808,000	4,592,503,000	5,725,925,000	22,140,073,000	28,056,647,000	36,068,639,000	17,712,471,000	12,885,464,000	14,184,168,000	14,342,857,000	11,604,699,000	9,680,036,000	7,859,847,000	5,657,789,000	4,461,650,000	4,366,666,000	4,521,000,000	3,685,000,000	3,612,000,000	5,715,000,000	19,571,000,000	20,167,000,000
Depreciation & Amortization	749,745,000	1,684,899,000	1,870,478,000	1,229,239,000	1,285,722,000	1,505,416,000	1,483,608,000	1,484,401,000	1,477,266,000	1,372,710,000	1,363,050,000	1,089,116,000	1,130,567,000	1,212,866,000	1,120,169,000	1,053,000,000	2,171,000,000	887,000,000	1,560,000,000	1,235,000,000	1,078,000,000	1,222,000,000
EBITDA	0	4,945,190,000	0	16,568,844,000	0	0	12,099,693,000	9,508,952,000	0	0	-2,280,405,000	9,290,109,000	7,116,459,000	-6,850,093,000	6,991,991,000	4,841,000,000	4,876,000,000	-544,000,000	3,229,000,000	8,227,000,000	12,187,000,000	14,082,000,000
EBITDA Margin	0	0.469	0	0.655	0	0	0.422	0.351	0	0	-0.086	0.396	0.305	-0.35	0.354	0.229	0.243	-0.03	0.174	0.391	0.517	0.587
Operating Income	7,110,687,000	7,759,281,000	9,853,310,000	29,377,933,000	36,551,497,000	40,545,861,000	20,303,103,000	14,738,927,000	6,092,346,000	13,483,320,000	-4,737,645,000	12,855,106,000	9,608,678,000	-5,420,737,000	10,530,387,000	7,757,411,000	4,235,000,000	-2,463,000,000	3,878,000,000	7,289,000,000	13,391,000,000	12,566,000,000
Operating Income Margin	0.666	0.736	0.974	1.161	1.298	1.49	0.708	0.544	0.234	0.513	-0.179	0.547	0.412	-0.277	0.533	0.367	0.211	-0.134	0.209	0.346	0.568	0.524
Total Other Income/Expenses (Net)	-4,746,808,000	154,878,000	4,068,217,000	-21,516,131,000	438,866,000	325,827,000	-17,380,176,000	-7,730,611,000	-9,029,154,000	40,259,000	-10,619,171,000	-583,064,000	-7,832,796,000	-3,783,089,000	-696,586,000	-1,319,000,000	570,000,000	-2,505,000,000	-2,099,000,000	-712,000,000	-1,940,000,000	294,000,000
Income Before Tax	2,363,879,000	3,054,869,000	4,068,217,000	7,861,802,000	9,211,935,000	4,994,736,000	2,922,927,000	2,174,689,000	-7,727,056,000	-327,088,000	-15,200,211,000	3,679,395,000	2,395,965,000	-11,244,856,000	3,699,640,000	3,593,373,000	3,021,000,000	-2,505,000,000	1,779,000,000	7,289,000,000	11,451,000,000	12,860,000,000
Pre-Tax Income Margin	0.222	0.29	0.402	0.311	0.327	0.184	0.102	0.08	-0.296	-0.012	-0.575	0.157	0.103	-0.575	0.187	0.17	0.151	-0.136	0.096	0.346	0.486	0.536
Income Tax Expense	1,385,620,000	1,036,262,000	1,395,923,000	1,790,119,000	2,533,713,000	465,434,000	888,307,000	530,120,000	1,114,626,000	-1,724,428,000	-2,377,512,000	1,167,242,000	54,591,000	711,568,000	595,662,000	-501,694,000	862,000,000	322,000,000	-343,000,000	819,000,000	1,917,000,000	3,086,000,000
Net Income	978,259,000	2,130,516,000	2,731,462,000	5,447,741,000	5,961,137,000	4,011,788,000	1,702,325,000	1,323,343,000	-9,206,448,000	864,891,000	-13,964,832,000	2,007,828,000	1,694,240,000	-11,790,094,000	5,473,075,000	3,892,439,000	2,159,000,000	-2,827,000,000	2,096,000,000	6,458,000,000	9,507,000,000	9,719,000,000
Net Income Margin	0.092	0.202	0.27	0.215	0.212	0.147	0.059	0.049	-0.353	0.033	-0.528	0.085	0.073	-0.602	0.277	0.184	0.108	-0.153	0.113	0.307	0.403	0.405
Earnings Per Share (EPS)	8.29	8.8	9.79	14.05	14.21	8.07	3.27	2.11	-16.57	0.75	-12.29	1.7	1.37	-9.82	2.79	1.75	0.97	-1.27	0.93	3.08	5.45	5.84
Diluted Earnings Per Share (EPS)	8.29	8.8	9.76	14	14.19	8.07	3.27	2.11	-16.57	0.75	-12.23	1.7	1.36	-9.78	2.78	1.75	0.97	-1.27	0.92	3.06	5.04	5.78
Weighted Average Shares Outstanding	1,682,894,737	1,682,894,737	1,682,894,737	1,682,894,737	1,682,894,737	1,682,894,737	1,682,894,737	1,682,894,737	1,682,894,737	1,682,894,737	1,682,894,737	1,682,894,737	1,682,894,737	1,682,894,737	1,947,449,190	2,219,405,841	2,222,881,054	2,226,668,543	2,221,699,263	2,069,491,895	1,712,423,579	1,693,206,000
Weighted Average Shares Outstanding (Diluted)	1,682,894,737	1,682,894,737	1,682,894,737	1,682,894,737	1,682,894,737	1,682,894,737	1,682,894,737	1,682,894,737	1,682,894,737	1,682,894,737	1,682,894,737	1,682,894,737	1,682,894,737	1,682,894,737	1,958,144,368	2,229,240,899	2,236,839,506	2,226,668,543	2,236,029,199	2,088,536,269	1,849,772,582	1,693,206,000