MetroCity Bankshares, Inc.

MCBS

27.6

USD

-0.41

(-1.46%)

Day's range

27.34

27.7071

52 wk Range

22.253

36.152

General Financials Dividends Technical

Financial Summary Income Statement Balance Sheet Cash Flow Ratios

MCBS Income Statement

AnnualQuarterly

Period Ending	Dec 31, 2013	Dec 31, 2014	Dec 31, 2015	Dec 31, 2016	Dec 31, 2017	Dec 31, 2018	Dec 31, 2019	Dec 31, 2020	Dec 31, 2021	Dec 31, 2022	Dec 31, 2023	Dec 31, 2024
Total Revenue	30,092,015	35,287,135	44,048,515	58,574,399	84,300,011	92,310,000	100,868,000	93,331,000	137,972,000	4,138,000	119,698,000	212,913,000
Cost of Revenue	0	0	0	0	0	-3,503,000	0	0	0	0	0	0
Gross Profit	30,092,015	35,287,135	44,048,515	58,574,399	84,300,011	95,813,000	100,868,000	93,331,000	137,972,000	4,138,000	119,698,000	212,913,000
Gross Profit Margin	1	1	1	1	1	1.038	1	1	1	1	1	1
R&D Expenses	0	0	0	0	0	0	0	0	0	0	0	0
General & Administrative Expenses	0	0	10,275,174	15,938,577	19,228,109	25,917,000	24,923,000	25,500,000	30,112,000	30,502,000	31,504,000	35,567,000
Selling & Marketing Expenses	0	0	481,983	573,070	634,265	613,000	649,000	566,000	541,000	606,000	614,000	634,000
SG&A Expenses	8,837,131	9,976,911	10,757,157	16,511,647	19,862,374	26,530,000	25,572,000	26,066,000	30,653,000	31,108,000	32,118,000	634,000
Other Expenses	0	0	-25,179,537	-37,432,321	-45,493,469	-52,509,000	-65,572,000	-70,633,000	-86,006,000	-15,006,000	15,608,000	0
Total Operating Expenses	13,709,689	15,461,378	-14,422,380	-20,920,674	-25,631,095	-25,137,000	-40,000,000	-44,567,000	-55,353,000	606,000	47,726,000	634,000
Total Costs & Expenses	13,709,689	15,461,378	-14,422,380	-20,920,674	-25,631,095	-25,137,000	-40,000,000	-44,567,000	-55,353,000	606,000	47,726,000	634,000
Interest Income	0	0	33,369,935	43,565,646	60,514,179	72,879,000	83,213,000	77,609,000	108,741,000	147,220,000	192,827,000	212,913,000
Interest Expense	0	0	3,582,870	5,238,169	8,619,613	14,675,000	22,238,000	11,489,000	4,572,000	27,609,000	91,348,000	94,767,000
Depreciation & Amortization	-16,382,325	-19,825,757	603,162	512,005	531,000	848,000	1,000,000	1,100,000	1,200,000	1,200,000	0	2,960,000
EBITDA	-78,202	0	-329,095	-285,844	50,757,000	56,849,000	61,868,000	0	85,489,000	163,000	0	0
EBITDA Margin	-0.003	0	-0.007	-0.005	0.602	0.616	0.613	0	0.62	0.039	0	0
Operating Income	16,382,325	19,825,757	29,626,135	37,653,725	58,668,916	70,676,000	60,868,000	48,764,000	82,619,000	118,826,000	71,972,000	212,279,000
Operating Income Margin	0.544	0.562	0.673	0.643	0.696	0.766	0.603	0.522	0.599	28.716	0.601	0.997
Total Other Income/Expenses (Net)	0	0	-329,095	-285,844	176,000	0	0	0	478,000	163,000	0	-124,965,000
Income Before Tax	16,382,325	19,825,757	26,043,265	32,415,556	50,049,303	56,001,000	60,868,000	48,764,000	82,619,000	91,217,000	71,972,000	87,314,000
Pre-Tax Income Margin	0.544	0.562	0.591	0.553	0.594	0.607	0.603	0.522	0.599	22.044	0.601	0.41
Income Tax Expense	6,203,618	7,328,977	9,430,590	12,199,595	18,152,558	14,667,000	16,150,000	12,370,000	20,918,000	25,624,000	20,359,000	22,810,000
Net Income	10,100,505	12,496,780	16,612,675	20,215,961	31,896,745	41,334,000	44,718,000	36,394,000	61,701,000	62,602,000	51,613,000	64,504,000
Net Income Margin	0.336	0.354	0.377	0.345	0.378	0.448	0.443	0.39	0.447	15.129	0.431	0.303
Earnings Per Share (EPS)	0.49	0.59	0.7	0.86	1.34	1.71	1.82	1.42	2.41	2.46	2.05	2.51
Diluted Earnings Per Share (EPS)	0.49	0.59	0.7	0.86	1.32	1.69	1.81	1.41	2.39	2.44	2.02	2.51
Weighted Average Shares Outstanding	20,423,503	21,130,520	22,973,607	23,642,510	23,858,696	24,184,790	24,533,180	25,613,881	25,572,005	25,409,654	25,205,489	25,693,846
Weighted Average Shares Outstanding (Diluted)	20,423,464	21,130,512	23,642,510	23,642,510	24,139,006	24,475,698	24,729,535	25,798,549	25,788,781	25,688,696	25,518,516	25,674,858