Lloyds Banking Group plc

LLOY.L

LSE

79.52

GBp

-2.78(-3.38%)

As of today

Overview Financials Dividends Ratios Discussions Analysis

Lloyds Banking Group plc fundamentals

Overview Income Statement Balance Sheet Cash Flow

Key ratios

P/E Ratio

11.36

Price/Book

1.02

Debt/Equity

182.89%

Return on Equity

9.45%

Dividend Yield

0.04%

EBITDA

9.40B

Lloyds Banking Group plc, together with its subsidiaries, provides a range of banking and financial services in the United Kingdom. It operates through three segments: Retail; Commercial Banking; and Insurance and Wealth. The Retail segment offers a range of financial service products, including current accounts, savings, mortgages, motor finance, unsecured loans, leasing solutions, and credit cards to personal and small business customers. The Commercial Banking segment provides lending, transactional banking, working capital management, risk management, debt financing, and debt capital market services to small and medium-sized entities, corporates, and financial institutions. The Insurance and Wealth segment offers insurance, investment and wealth management products and services. It also provides digital banking services. The company offers its products and services under the Lloyds Bank, Halifax, Bank of Scotland, and Scottish Widows brands. Lloyds Banking Group plc was founded in 1695 and is based in London, the United Kingdom.

Statements Highlights

AnnualQuarterly

Period Ending	Dec 31, 2020	Dec 31, 2021	Dec 31, 2022	Dec 31, 2023	Dec 31, 2024
Total Revenue	18,690,000,000	18,710,000,000	20,773,000,000	18,413,000,000	17,572,000,000
Gross Profit	15,126,000,000	16,324,000,000	16,050,000,000	18,413,000,000	17,572,000,000
Operating Income	3,783,000,000	10,455,000,000	8,037,000,000	11,053,000,000	9,280,000,000
Net Income	1,318,000,000	5,784,000,000	3,827,000,000	5,460,000,000	4,421,000,000
Total Assets	871,269,000,000	886,525,000,000	873,394,000,000	881,453,000,000	906,697,000,000
Total Current Liabilities	464,171,000,000	485,611,000,000	484,137,000,000	479,123,000,000	491,320,000,000
Total Equity	49,413,000,000	53,152,000,000	43,911,000,000	47,365,000,000	45,888,000,000
Free Cash Flow	24,270,000,000	3,393,000,000	18,156,000,000	1,355,000,000	-10,016,000,000
Cash from Operations	27,171,000,000	6,621,000,000	22,011,000,000	6,810,000,000	-4,393,000,000
Cash from Investing	-4,000,000,000	-2,545,000,000	510,000,000	-9,821,000,000	-7,691,000,000
Cash from Financing	-5,319,000,000	-3,234,000,000	-6,613,000,000	-3,500,000,000	-5,931,000,000
Net Change in Cash	17,656,000,000	912,000,000	16,635,000,000	-6,991,000,000	-18,022,000,000