The Saudi National Bank

1180.SR

34.82

SAR

-0.20(-0.57%)

As of today

Overview Financials Dividends Ratios Discussions Analysis

The Saudi National Bank fundamentals

Overview Income Statement Balance Sheet Cash Flow

Key ratios

P/E Ratio

9.36

Price/Book

1.09

Debt/Equity

60.24%

Return on Equity

12.29%

Dividend Yield

5.74%

EBITDA

0.00

The Saudi National Bank provides various banking products and services in Saudi Arabia. The company operates through four segments: Retail, Wholesale, Capital Market, and International. The Retail segment provides banking services, including lending and current accounts, as well as products in compliance with Shariah rules to individuals and private banking customers. The Wholesale segment offers various conventional credit-related products and financing products to small sized businesses, medium and large establishments, and companies, as well as various treasury and correspondent banking products and services comprising money market and foreign exchange; carries out investment and trading activities; and manages liquidity, market, and credit risks related to investments. The Capital Market segment offers wealth management, asset management, investment banking, and shares brokerage services. The International segment provides banking services outside Saudi Arabia. It also distributes and markets Islamic insurance products; operates as a private equity and hedge fund; issues bonds; invests in and manages real estate development projects; engages in trading in derivatives and repos/reverse repos activities; and provides recruitment and trade finance services. In addition, the company offers debit and credit cards; online and mobile banking services; safe deposit boxes; and cash management and currency exchange services. It operates through 506 branches, 12 retail service centers, 7 corporate service centers, and 130 QuickPay remittance centers in Saudi Arabia, as well as four overseas branches in the Kingdom of Bahrain, the United Arab Emirates, Qatar, and the Republic of Singapore. The company was formerly known as The National Commercial Bank and changed its name to The Saudi National Bank in April 2021. The Saudi National Bank was founded in 1953 and is headquartered in Riyadh, Saudi Arabia.

Statements Highlights

AnnualQuarterly

Period Ending	Dec 31, 2020	Dec 31, 2021	Dec 31, 2022	Dec 31, 2023	Dec 31, 2024
Total Revenue	21,940,957,000	29,293,402,000	34,038,190,000	59,717,231,000	37,621,231,000
Gross Profit	21,940,957,000	29,293,402,000	34,038,190,000	33,666,653,000	37,621,231,000
Operating Income	12,813,316,000	14,321,556,000	21,128,632,000	24,129,850,000	25,001,438,000
Net Income	11,440,097,000	12,668,176,000	18,580,690,000	20,009,968,000	21,192,995,000
Total Assets	599,445,998,000	914,149,917,000	945,496,166,000	1,037,081,167,000	1,104,154,640,000
Total Current Liabilities	431,097,224,000	606,044,771,000	659,030,873,000	608,633,467,000	670,161,919,000
Total Equity	80,214,981,000	162,769,512,000	166,777,631,000	176,628,713,000	193,275,261,000
Free Cash Flow	19,446,811,000	15,093,042,000	-6,310,675,000	27,192,943,000	-44,040,456,000
Cash from Operations	20,555,299,000	16,874,643,000	-4,239,429,000	8,883,927,000	-42,128,930,000
Cash from Investing	-10,663,624,000	-502,947,000	-28,550,283,000	-9,375,633,000	-23,585,876,000
Cash from Financing	-42,476,000	-5,697,668,000	726,593,000	21,453,688,000	46,778,668,000
Net Change in Cash	9,217,077,000	9,834,540,000	-32,714,869,000	20,322,021,000	-19,478,561,000