Synchrony Financial

SYF

NYSE

73.01

USD

-0.99(-1.34%)

As of today

Overview Financials Dividends Ratios Discussions Analysis

Synchrony Financial fundamentals

Overview Income Statement Balance Sheet Cash Flow

Key ratios

P/E Ratio

8.01

Price/Book

1.61

Debt/Equity

84.56%

Return on Equity

21.16%

Dividend Yield

1.51%

EBITDA

9.67B

Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual cards, co-brand and general purpose credit cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, and savings accounts to retail and commercial customers, as well as accepts deposits through third-party securities brokerage firms. In addition, it provides debt cancellation products to its credit card customers through online, mobile, and direct mail; healthcare payments and financing solutions under the CareCredit, Pets Best, and Walgreens brands; payments and financing solutions in the apparel, specialty retail, outdoor, music, and luxury industries; and point-of-sale consumer financing for audiology products and dental services. The company offers its credit products through programs established with a group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations, and healthcare service providers; and deposit products through various channels, such as digital and print. It serves digital, health and wellness, retail, home, auto, powersports, jewelry, pets, and other industries. Synchrony Financial was founded in 1932 and is headquartered in Stamford, Connecticut.

Statements Highlights

AnnualQuarterly

Period Ending	Dec 31, 2020	Dec 31, 2021	Dec 31, 2022	Dec 31, 2023	Dec 31, 2024
Total Revenue	12,827,000,000	11,224,000,000	13,195,000,000	17,338,000,000	24,166,000,000
Gross Profit	5,852,000,000	9,466,000,000	8,299,000,000	7,662,000,000	12,799,000,000
Operating Income	2,455,000,000	5,969,000,000	4,475,000,000	3,663,000,000	7,960,000,000
Net Income	1,385,000,000	4,221,000,000	3,016,000,000	2,238,000,000	3,499,000,000
Total Assets	95,948,000,000	95,748,000,000	104,564,000,000	117,479,000,000	119,463,000,000
Total Current Liabilities	67,472,000,000	67,586,000,000	77,500,000,000	81,153,000,000	82,062,000,000
Total Equity	12,701,000,000	13,655,000,000	12,873,000,000	13,903,000,000	16,580,000,000
Free Cash Flow	7,487,000,000	7,099,000,000	6,694,000,000	8,593,000,000	9,848,000,000
Cash from Operations	7,487,000,000	7,099,000,000	6,694,000,000	8,593,000,000	9,848,000,000
Cash from Investing	-498,000,000	-4,814,000,000	-10,234,000,000	-14,234,000,000	-8,903,000,000
Cash from Financing	-8,031,000,000	-5,204,000,000	5,284,000,000	9,632,000,000	-611,000,000
Net Change in Cash	-1,042,000,000	-2,919,000,000	1,744,000,000	3,991,000,000	334,000,000

Synchrony Financial

SYF

73.01

Synchrony Financial fundamentals

Key ratios

Statements Highlights

Dividends

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