State Bank of India

SBIN.NS

NSE

802.5

INR

+0.55(+0.07%)

As of today

Overview Financials Dividends Ratios Discussions Analysis

State Bank of India fundamentals

Overview Income Statement Balance Sheet Cash Flow

Key ratios

P/E Ratio

9.02

Price/Book

1.38

Debt/Equity

112.62%

Return on Equity

16.29%

Dividend Yield

1.98%

EBITDA

1.10T

State Bank of India provides banking products and services to individuals, commercial enterprises, corporates, public bodies, and institutional customers in India and internationally. The company operates through Treasury, Corporate/Wholesale Banking, Retail Banking, Insurance Business, and Other Banking Business segments. It offers personal banking products and services, including current accounts, savings accounts, salary accounts, fixed and recurring deposits, and flexi and annual deposits; home, personal, auto, education, and gold loans, as well as loans against property and securities; overdrafts; mutual funds, insurance, equity trading, portfolio investment schemes, remittance services; and mobile and digital banking services. The company also provides corporate banking products and services comprising corporate accounts, working capital and project finance, deferred payment guarantees, corporate term loans, structured finance, dealer and channel financing, equipment leasing, loan syndication, construction equipment loans, financing Indian firms' overseas subsidiaries or JVs, cash management, and asset-backed loans, as well as trade and service products. In addition, it offers NRI services, including accounts and deposits, remittances, investments, and loans; agricultural banking and micro-credit to agriculturists and farmers; supply chain finance, and deposits and transaction banking services for SME customers; and international banking services. Further, the company provides treasury, broking, bill payment, and MICR services; and merchant banking, advisory, securities broking, business & management consultancy, trustee business, factoring, payment, asset management, investment management, credit cards, and custody and fund accounting services. It also offers support and business correspondent services. As of March 31, 2022, the company operated 22,266 branches and 65,030 ATMs. State Bank of India was founded in 1806 and is headquartered in Mumbai, India.

Statements Highlights

AnnualQuarterly

Period Ending	Mar 31, 2021	Mar 31, 2022	Mar 31, 2023	Mar 31, 2024	Mar 30, 2025
Total Revenue	3,703,418,442,000	3,922,854,179,000	4,603,177,235,000	5,833,495,518,000	6,504,667,509,000
Gross Profit	2,143,316,771,000	2,360,910,738,000	2,703,369,068,000	3,236,135,037,000	3,495,234,156,000
Operating Income	327,959,681,000	497,386,298,000	753,985,586,000	912,400,476,000	1,063,652,935,000
Net Income	224,054,576,000	353,738,798,000	556,481,728,000	670,846,700,000	775,613,400,000
Total Assets	48,456,185,465,000	53,608,835,294,000	59,544,183,170,000	67,337,787,997,000	73,141,853,400,000
Total Current Liabilities	37,306,403,988,000	41,054,012,165,000	44,960,305,323,000	49,993,991,020,000	54,398,980,200,000
Total Equity	2,851,874,766,000	3,167,954,679,000	3,717,679,375,000	4,305,571,339,000	5,050,626,000,000
Free Cash Flow	860,091,051,000	543,895,863,000	-900,573,111,000	174,573,048,000	428,490,705,000
Cash from Operations	899,189,301,000	576,948,464,000	-860,136,800,000	216,324,300,000	484,862,946,000
Cash from Investing	-37,362,272,000	-36,185,132,000	-40,409,690,000	-42,517,153,000	-56,347,422,000
Cash from Financing	71,426,702,000	-38,445,137,000	63,863,820,000	-98,962,800,000	-137,390,800,000
Net Change in Cash	933,917,721,000	511,980,860,000	-805,932,120,000	82,603,938,000	313,606,393,000