Provident Financial Services, Inc.
PFS
NYSE
20.02
USD-0.01(-0.05%)
As of today
Provident Financial Services, Inc. fundamentals
PFS Income Statement
| Period Ending | Dec 31, 2001 | Dec 31, 2002 | Dec 31, 2003 | Dec 31, 2004 | Dec 31, 2005 | Dec 31, 2006 | Dec 31, 2007 | Dec 31, 2008 | Dec 31, 2009 | Dec 31, 2010 | Dec 31, 2011 | Dec 31, 2012 | Dec 31, 2013 | Dec 31, 2014 | Dec 31, 2015 | Dec 31, 2016 | Dec 31, 2017 | Dec 31, 2018 | Dec 31, 2019 | Dec 31, 2020 | Dec 31, 2021 | Dec 31, 2022 | Dec 31, 2023 | Dec 31, 2024 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 107,659,000 | 201,454,000 | 208,340,000 | 258,694,000 | 305,683,000 | 314,090,000 | 339,117,000 | 335,941,000 | 326,042,000 | 318,086,000 | 308,261,000 | 305,872,000 | 296,930,000 | 320,529,000 | 347,003,000 | 357,708,000 | 379,543,000 | 418,505,000 | 435,264,000 | 435,740,000 | 489,148,000 | 553,970,000 | 695,649,000 | 1,140,251,000 | |
| Cost of Revenue | 86,423,000 | 76,041,000 | 55,793,000 | 70,785,000 | 95,607,000 | 118,931,000 | 154,229,000 | 147,351,000 | 141,792,000 | 113,069,000 | 88,629,000 | 60,922,000 | 42,267,000 | 45,122,000 | 46,251,000 | 49,148,000 | 51,244,000 | 82,853,000 | 86,597,000 | 82,272,000 | 13,492,000 | 53,633,000 | 244,534,000 | 533,088,000 | |
| Gross Profit | 21,236,000 | 125,413,000 | 152,547,000 | 187,909,000 | 210,076,000 | 195,159,000 | 184,888,000 | 188,590,000 | 184,250,000 | 205,017,000 | 219,632,000 | 244,950,000 | 254,663,000 | 275,407,000 | 300,752,000 | 308,560,000 | 328,299,000 | 335,652,000 | 348,667,000 | 353,468,000 | 475,656,000 | 500,337,000 | 451,115,000 | 607,163,000 | |
| Gross Profit Margin | 0.197 | 0.623 | 0.732 | 0.726 | 0.687 | 0.621 | 0.545 | 0.561 | 0.565 | 0.645 | 0.712 | 0.801 | 0.858 | 0.859 | 0.867 | 0.863 | 0.865 | 0.802 | 0.801 | 0.811 | 0.972 | 0.903 | 0.648 | 0.532 | |
| R&D Expenses | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| General & Administrative Expenses | 0 | 46,862,000 | 54,683,000 | 61,098,000 | 64,800,000 | 63,295,000 | 81,289,000 | 77,598,000 | 89,841,000 | 77,496,000 | 80,787,000 | 84,909,000 | 87,678,000 | 96,880,000 | 104,725,000 | 111,028,000 | 113,240,000 | 114,978,000 | 118,165,000 | 133,984,000 | 149,626,000 | 152,398,000 | 157,075,000 | 231,305,000 | |
| Selling & Marketing Expenses | 3,620,000 | 3,003,000 | 3,770,000 | 5,969,000 | 4,277,000 | 3,819,000 | 4,942,000 | 4,106,000 | 4,291,000 | 4,049,000 | 3,951,000 | 4,139,000 | 3,890,000 | 5,008,000 | 4,226,000 | 3,685,000 | 3,904,000 | 3,836,000 | 4,115,000 | 4,400,000 | 3,951,000 | 5,191,000 | 4,822,000 | 5,146,000 | |
| SG&A Expenses | 3,620,000 | 49,865,000 | 58,453,000 | 67,067,000 | 69,077,000 | 67,114,000 | 86,231,000 | 81,704,000 | 94,132,000 | 81,545,000 | 84,738,000 | 89,048,000 | 91,568,000 | 101,888,000 | 108,951,000 | 114,713,000 | 117,144,000 | 118,814,000 | 122,280,000 | 138,384,000 | 153,577,000 | 157,589,000 | 161,897,000 | 236,451,000 | |
| Other Expenses | -17,547,000 | 39,222,000 | 68,326,000 | 52,267,000 | 55,101,000 | 51,159,000 | 47,785,000 | 50,307,000 | 204,935,000 | 57,203,000 | 57,708,000 | 59,780,000 | 57,195,000 | 68,103,000 | 71,638,000 | 69,065,000 | 70,678,000 | 72,921,000 | 79,299,000 | 87,530,000 | 94,961,000 | 102,642,000 | 113,439,000 | 221,097,000 | |
| Total Operating Expenses | -13,927,000 | 89,087,000 | 126,779,000 | 119,334,000 | 124,178,000 | 118,273,000 | 134,016,000 | 132,011,000 | 299,067,000 | 138,748,000 | 142,446,000 | 148,828,000 | 148,763,000 | 169,991,000 | 180,589,000 | 183,778,000 | 187,822,000 | 191,735,000 | 201,579,000 | 225,914,000 | 248,538,000 | 260,231,000 | 275,336,000 | 457,548,000 | |
| Total Costs & Expenses | 72,496,000 | 165,128,000 | 182,572,000 | 190,119,000 | 219,785,000 | 237,204,000 | 288,245,000 | 279,362,000 | 440,859,000 | 251,817,000 | 231,075,000 | 209,750,000 | 191,030,000 | 215,113,000 | 226,840,000 | 232,926,000 | 239,066,000 | 274,588,000 | 288,176,000 | 308,186,000 | 262,030,000 | 313,864,000 | 519,870,000 | 990,636,000 | |
| Interest Income | 180,979,000 | 177,307,000 | 184,506,000 | 229,543,000 | 276,462,000 | 282,139,000 | 302,577,000 | 304,320,000 | 292,559,000 | 286,534,000 | 275,719,000 | 262,259,000 | 252,777,000 | 279,361,000 | 291,781,000 | 302,315,000 | 323,846,000 | 359,829,000 | 371,470,000 | 363,309,000 | 402,339,000 | 466,181,000 | 615,820,000 | 1,046,138,000 | |
| Interest Expense | 84,523,000 | 63,241,000 | 54,633,000 | 67,185,000 | 95,007,000 | 117,611,000 | 147,699,000 | 132,251,000 | 111,542,000 | 77,569,000 | 59,729,000 | 44,922,000 | 36,767,000 | 40,472,000 | 41,901,000 | 43,748,000 | 45,644,000 | 59,153,000 | 73,497,000 | 50,739,000 | 36,316,000 | 48,629,000 | 216,366,000 | 445,524,000 | |
| Depreciation & Amortization | 9,579,000 | 9,752,000 | 24,273,000 | 22,832,000 | 26,869,000 | 19,664,000 | 14,129,000 | 13,903,000 | 12,383,000 | 10,748,000 | 9,660,000 | 9,327,000 | 8,776,000 | 11,133,000 | 13,714,000 | 12,760,000 | 11,670,000 | 10,101,000 | 18,873,000 | 20,037,000 | 22,730,000 | 23,709,000 | 22,190,000 | 54,587,000 | |
| EBITDA | 44,742,000 | 46,078,000 | 50,041,000 | 91,407,000 | 112,767,000 | 96,550,000 | 65,001,000 | 70,482,000 | -102,434,000 | 77,017,000 | 86,846,000 | 105,449,000 | 114,676,000 | 116,549,000 | 133,877,000 | 137,542,000 | 152,100,000 | 154,018,000 | 165,961,000 | 147,591,000 | 249,848,000 | 263,815,000 | 197,969,000 | 204,202,000 | |
| EBITDA Margin | 0.416 | 0.229 | 0.24 | 0.353 | 0.369 | 0.307 | 0.192 | 0.21 | -0.314 | 0.242 | 0.282 | 0.345 | 0.386 | 0.364 | 0.386 | 0.385 | 0.401 | 0.368 | 0.381 | 0.339 | 0.511 | 0.476 | 0.285 | 0.179 | |
| Operating Income | 35,163,000 | 36,326,000 | 25,768,000 | 68,575,000 | 85,898,000 | 76,886,000 | 50,872,000 | 56,579,000 | -114,817,000 | 66,269,000 | 77,186,000 | 96,122,000 | 105,900,000 | 105,416,000 | 120,163,000 | 124,782,000 | 140,477,000 | 143,917,000 | 147,088,000 | 127,554,000 | 227,118,000 | 240,106,000 | 175,779,000 | 149,615,000 | |
| Operating Income Margin | 0.327 | 0.18 | 0.124 | 0.265 | 0.281 | 0.245 | 0.15 | 0.168 | -0.352 | 0.208 | 0.25 | 0.314 | 0.357 | 0.329 | 0.346 | 0.349 | 0.37 | 0.344 | 0.338 | 0.293 | 0.464 | 0.433 | 0.253 | 0.131 | |
| Total Other Income/Expenses (Net) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Income Before Tax | 35,163,000 | 36,326,000 | 25,768,000 | 68,575,000 | 85,898,000 | 76,886,000 | 50,872,000 | 56,579,000 | -114,817,000 | 66,269,000 | 77,186,000 | 96,122,000 | 105,900,000 | 105,416,000 | 120,163,000 | 124,782,000 | 140,477,000 | 143,917,000 | 147,088,000 | 127,554,000 | 227,118,000 | 240,106,000 | 175,779,000 | 149,615,000 | |
| Pre-Tax Income Margin | 0.327 | 0.18 | 0.124 | 0.265 | 0.281 | 0.245 | 0.15 | 0.168 | -0.352 | 0.208 | 0.25 | 0.314 | 0.357 | 0.329 | 0.346 | 0.349 | 0.37 | 0.344 | 0.338 | 0.293 | 0.464 | 0.433 | 0.253 | 0.131 | |
| Income Tax Expense | 11,083,000 | 9,231,000 | 7,024,000 | 19,274,000 | 27,399,000 | 23,201,000 | 13,492,000 | 14,937,000 | 7,007,000 | 16,564,000 | 19,842,000 | 28,855,000 | 35,366,000 | 31,785,000 | 36,441,000 | 36,980,000 | 46,528,000 | 25,530,000 | 34,455,000 | 30,603,000 | 59,197,000 | 64,458,000 | 47,381,000 | 34,090,000 | |
| Net Income | 24,080,000 | 26,576,000 | 18,744,000 | 49,301,000 | 58,499,000 | 53,685,000 | 37,380,000 | 41,642,000 | -121,824,000 | 49,705,000 | 57,344,000 | 67,267,000 | 70,534,000 | 73,631,000 | 83,722,000 | 87,802,000 | 93,949,000 | 118,387,000 | 112,633,000 | 96,951,000 | 167,921,000 | 175,648,000 | 128,398,000 | 115,525,000 | |
| Net Income Margin | 0.224 | 0.132 | 0.09 | 0.191 | 0.191 | 0.171 | 0.11 | 0.124 | -0.374 | 0.156 | 0.186 | 0.22 | 0.238 | 0.23 | 0.241 | 0.245 | 0.248 | 0.283 | 0.259 | 0.222 | 0.343 | 0.317 | 0.185 | 0.101 | |
| Earnings Per Share (EPS) | 0.39 | 0.43 | 0.31 | 0.8 | 0.89 | 0.88 | 0.63 | 0.74 | -2.16 | 0.88 | 1.01 | 1.18 | 1.23 | 1.22 | 1.33 | 1.38 | 1.46 | 1.82 | 1.74 | 1.39 | 2.2 | 2.35 | 1.72 | 1.05 | |
| Diluted Earnings Per Share (EPS) | 0.39 | 0.43 | 0.31 | 0.8 | 0.88 | 0.87 | 0.63 | 0.74 | -2.16 | 0.88 | 1.01 | 1.18 | 1.23 | 1.22 | 1.33 | 1.38 | 1.45 | 1.82 | 1.74 | 1.39 | 2.19 | 2.35 | 1.71 | 1.05 | |
| Weighted Average Shares Outstanding | 61,538,000 | 61,538,000 | 57,836,000 | 61,577,000 | 66,083,000 | 60,969,000 | 59,067,000 | 56,031,000 | 56,276,000 | 56,572,000 | 56,856,000 | 57,146,000 | 57,237,000 | 60,388,000 | 62,946,000 | 63,644,000 | 64,385,000 | 64,943,000 | 64,604,000 | 69,548,000 | 76,472,000 | 74,701,000 | 74,844,000 | 109,669,000 | |
| Weighted Average Shares Outstanding (Diluted) | 61,538,000 | 61,538,000 | 57,966,000 | 61,932,000 | 66,837,000 | 61,704,000 | 59,067,000 | 56,031,000 | 56,276,000 | 56,572,000 | 56,869,000 | 57,200,000 | 57,361,000 | 60,562,000 | 63,115,000 | 63,852,000 | 64,579,000 | 65,103,000 | 64,735,000 | 69,626,000 | 76,561,000 | 74,782,000 | 74,873,000 | 109,713,000 |