Ohio Valley Banc Corp.

OVBC

NASDAQ

34.25

USD

-0.28(-0.81%)

As of today

Overview Financials Dividends Ratios Discussions Analysis

Ohio Valley Banc Corp. fundamentals

Overview Income Statement Balance Sheet Cash Flow

OVBC Income Statement

AnnualQuarterly

Period Ending	Dec 31, 1996	Dec 31, 1997	Dec 31, 1998	Dec 31, 1999	Dec 31, 2000	Dec 31, 2001	Dec 31, 2002	Dec 31, 2003	Dec 31, 2004	Dec 31, 2005	Dec 31, 2006	Dec 31, 2007	Dec 31, 2008	Dec 31, 2009	Dec 31, 2010	Dec 31, 2011	Dec 31, 2012	Dec 31, 2013	Dec 31, 2014	Dec 31, 2015	Dec 31, 2016	Dec 31, 2017	Dec 31, 2018	Dec 31, 2019	Dec 31, 2020	Dec 31, 2021	Dec 31, 2022	Dec 31, 2023	Dec 31, 2024
Total Revenue	29,700,000	33,400,000	38,000,000	43,100,000	49,053,000	52,714,000	53,405,000	51,142,000	51,482,000	51,593,000	58,251,000	60,183,000	57,726,000	55,221,000	52,668,000	51,262,000	47,484,000	44,476,000	45,338,000	44,931,000	47,587,000	55,143,000	58,135,000	58,227,000	55,611,000	54,576,000	57,778,000	74,494,000	88,934,000
Cost of Revenue	14,200,000	15,800,000	18,000,000	21,100,000	25,955,000	27,738,000	26,280,000	21,984,000	18,499,000	19,934,000	29,593,000	28,672,000	24,544,000	20,144,000	19,418,000	15,065,000	7,929,000	4,050,000	5,662,000	3,929,000	5,848,000	6,539,000	6,510,000	8,265,000	9,171,000	3,280,000	2,806,000	17,928,000	29,428,000
Gross Profit	15,500,000	17,600,000	20,000,000	22,000,000	23,098,000	24,976,000	27,125,000	29,158,000	32,983,000	31,659,000	28,658,000	31,511,000	33,182,000	35,077,000	33,250,000	36,197,000	39,555,000	40,426,000	39,676,000	41,002,000	41,739,000	48,604,000	51,625,000	49,962,000	46,440,000	50,877,000	54,940,000	56,566,000	59,506,000
Gross Profit Margin	0.522	0.527	0.526	0.51	0.471	0.474	0.508	0.57	0.641	0.614	0.492	0.524	0.575	0.635	0.631	0.706	0.833	0.909	0.875	0.913	0.877	0.881	0.888	0.858	0.835	0.932	0.951	0.759	0.669
R&D Expenses	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
General & Administrative Expenses	6,400,000	7,300,000	8,100,000	9,200,000	9,300,000	9,815,000	10,641,000	11,571,000	12,592,000	12,837,000	12,497,000	13,045,000	15,098,000	17,119,000	17,393,000	18,570,000	19,194,000	20,012,000	20,502,000	20,463,000	22,100,000	24,841,000	26,286,000	27,338,000	25,425,000	23,833,000	21,950,000	23,960,000	28,430,000
Selling & Marketing Expenses	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	791,000	1,004,000	860,000	915,000	1,034,000	777,000	841,000	613,000	826,000	1,428,000	1,010,000	820,000
SG&A Expenses	6,400,000	7,300,000	8,100,000	9,200,000	9,300,000	9,815,000	10,641,000	11,571,000	12,592,000	12,837,000	12,497,000	13,045,000	15,098,000	17,119,000	17,393,000	18,570,000	19,194,000	20,803,000	21,506,000	21,323,000	23,015,000	25,875,000	27,063,000	28,179,000	26,038,000	24,659,000	23,378,000	24,970,000	29,250,000
Other Expenses	4,400,000	5,000,000	6,200,000	6,900,000	7,678,000	8,356,000	8,534,000	8,246,000	8,334,000	8,522,000	8,702,000	9,538,000	8,227,000	9,041,000	9,250,000	9,729,000	10,547,000	8,572,000	6,977,000	8,296,000	9,884,000	10,734,000	10,363,000	10,063,000	8,095,000	12,621,000	15,662,000	16,398,000	16,880,000
Total Operating Expenses	10,800,000	12,300,000	14,300,000	16,100,000	16,978,000	18,171,000	19,175,000	19,817,000	20,926,000	21,359,000	21,199,000	22,583,000	23,325,000	26,160,000	26,643,000	28,299,000	29,720,000	29,254,000	28,483,000	29,619,000	32,899,000	36,609,000	37,426,000	38,242,000	34,133,000	37,280,000	39,040,000	41,368,000	46,130,000
Total Costs & Expenses	25,000,000	28,100,000	32,300,000	37,200,000	42,933,000	45,909,000	45,455,000	41,801,000	39,425,000	41,293,000	50,792,000	51,255,000	47,869,000	46,304,000	46,061,000	43,364,000	37,670,000	33,425,000	34,145,000	33,548,000	38,747,000	43,148,000	43,936,000	46,507,000	43,304,000	40,560,000	41,846,000	59,296,000	75,558,000
Interest Income	28,300,000	31,500,000	35,200,000	40,000,000	45,195,000	47,585,000	47,771,000	45,160,000	43,490,000	46,071,000	52,421,000	54,947,000	51,533,000	47,623,000	46,514,000	44,040,000	39,001,000	35,958,000	36,355,000	36,334,000	39,348,000	45,708,000	49,197,000	50,317,000	46,173,000	44,712,000	47,616,000	61,541,000	75,379,000
Interest Expense	12,900,000	14,600,000	15,700,000	18,800,000	24,065,000	24,235,000	20,810,000	17,645,000	16,146,000	18,137,000	23,931,000	26,420,000	20,828,000	16,932,000	13,547,000	10,169,000	6,346,000	3,573,000	2,875,000	2,839,000	3,022,000	3,975,000	5,471,000	7,265,000	6,191,000	3,699,000	2,838,000	15,838,000	26,959,000
Depreciation & Amortization	600,000	800,000	1,100,000	1,400,000	1,675,000	1,415,000	1,288,000	1,329,000	1,438,000	1,270,000	1,115,000	1,053,000	993,000	1,071,000	1,189,000	1,092,000	1,152,000	945,000	872,000	965,000	1,273,000	1,504,000	1,331,000	1,457,000	1,529,000	1,612,000	1,570,000	1,636,000	1,736,000
EBITDA	5,300,000	6,100,000	6,800,000	7,300,000	7,795,000	8,220,000	9,238,000	10,670,000	13,495,000	11,570,000	8,574,000	9,981,000	10,850,000	9,988,000	7,796,000	8,990,000	10,966,000	11,996,000	12,065,000	12,348,000	10,113,000	13,499,000	15,530,000	13,177,000	13,836,000	15,628,000	17,502,000	16,781,000	15,112,000
EBITDA Margin	0.178	0.183	0.179	0.169	0.159	0.156	0.173	0.209	0.262	0.224	0.147	0.166	0.188	0.181	0.148	0.175	0.231	0.27	0.266	0.275	0.213	0.245	0.267	0.226	0.249	0.286	0.303	0.225	0.17
Operating Income	4,700,000	5,300,000	5,700,000	5,900,000	6,120,000	6,805,000	7,950,000	9,341,000	12,057,000	10,300,000	7,459,000	8,928,000	9,857,000	8,917,000	6,607,000	7,898,000	9,814,000	11,051,000	11,193,000	11,383,000	8,840,000	11,995,000	14,199,000	11,720,000	12,307,000	14,016,000	15,932,000	15,198,000	13,376,000
Operating Income Margin	0.158	0.159	0.15	0.137	0.125	0.129	0.149	0.183	0.234	0.2	0.128	0.148	0.171	0.161	0.125	0.154	0.207	0.248	0.247	0.253	0.186	0.218	0.244	0.201	0.221	0.257	0.276	0.204	0.15
Total Other Income/Expenses (Net)	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Income Before Tax	4,700,000	5,300,000	5,700,000	5,900,000	6,120,000	6,805,000	7,950,000	9,341,000	12,057,000	10,300,000	7,459,000	8,928,000	9,857,000	8,917,000	6,607,000	7,898,000	9,814,000	11,051,000	11,193,000	11,383,000	8,840,000	11,995,000	14,199,000	11,720,000	12,307,000	14,016,000	15,932,000	15,198,000	13,376,000
Pre-Tax Income Margin	0.158	0.159	0.15	0.137	0.125	0.129	0.149	0.183	0.234	0.2	0.128	0.148	0.171	0.161	0.125	0.154	0.207	0.248	0.247	0.253	0.186	0.218	0.244	0.201	0.221	0.257	0.276	0.204	0.15
Income Tax Expense	1,400,000	1,500,000	1,600,000	1,600,000	1,720,000	1,910,000	2,275,000	2,869,000	3,676,000	3,283,000	2,061,000	2,631,000	2,729,000	2,272,000	1,511,000	2,063,000	2,762,000	2,939,000	3,120,000	2,809,000	1,920,000	4,486,000	2,255,000	1,813,000	2,048,000	2,284,000	2,594,000	2,567,000	2,377,000
Net Income	3,300,000	3,800,000	4,100,000	4,300,000	4,400,000	4,895,000	5,675,000	6,472,000	8,381,000	7,017,000	5,398,000	6,297,000	7,128,000	6,645,000	5,096,000	5,835,000	7,052,000	8,112,000	8,073,000	8,574,000	6,920,000	7,509,000	11,944,000	9,907,000	10,259,000	11,732,000	13,338,000	12,631,000	10,999,000
Net Income Margin	0.111	0.114	0.108	0.1	0.09	0.093	0.106	0.127	0.163	0.136	0.093	0.105	0.123	0.12	0.097	0.114	0.149	0.182	0.178	0.191	0.145	0.136	0.205	0.17	0.184	0.215	0.231	0.17	0.124
Earnings Per Share (EPS)	0.26	0.38	0.76	0.98	1	1.13	1.31	1.49	1.94	1.64	1.27	1.52	1.77	1.67	1.28	1.46	1.75	2	1.97	2.08	1.59	1.6	2.53	2.08	2.14	2.45	2.8	2.65	2.33
Diluted Earnings Per Share (EPS)	0.26	0.38	0.76	0.98	1	1.13	1.31	1.49	1.94	1.64	1.27	1.52	1.77	1.67	1.28	1.46	1.75	2	1.97	2.08	1.59	1.6	2.53	2.08	2.14	2.45	2.8	2.65	2.33
Weighted Average Shares Outstanding	4,116,250	4,222,500	5,429,025	4,405,738	4,400,000	4,339,539	4,325,457	4,349,462	4,329,029	4,278,659	4,250,394	4,142,763	4,027,119	3,983,034	3,984,229	4,001,435	4,030,322	4,064,083	4,099,194	4,117,675	4,351,748	4,685,067	4,725,971	4,767,279	4,787,446	4,780,609	4,769,135	4,775,000	4,737,000
Weighted Average Shares Outstanding (Diluted)	4,116,250	4,222,500	5,429,025	5,514,062	4,400,000	4,339,539	4,325,457	4,349,462	4,329,029	4,278,659	4,250,394	4,142,763	4,027,119	3,983,034	3,984,229	4,001,435	4,030,322	4,064,083	4,099,194	4,117,675	4,351,748	4,685,067	4,725,971	4,767,279	4,787,446	4,780,609	4,769,135	4,775,000	4,737,000