Discover Financial Services
DFS
200.11
USD-3.96
(-1.94%)Day's range
199.4
204.9638
52 wk Range
119.95
207.42
DFS Income Statement
| Period Ending | Nov 30, 2003 | Nov 30, 2004 | Nov 30, 2005 | Nov 30, 2006 | Nov 30, 2007 | Nov 30, 2008 | Nov 30, 2009 | Nov 30, 2010 | Nov 30, 2011 | Nov 30, 2012 | Dec 31, 2013 | Dec 31, 2014 | Dec 31, 2015 | Dec 31, 2016 | Dec 31, 2017 | Dec 31, 2018 | Dec 31, 2019 | Dec 31, 2020 | Dec 31, 2021 | Dec 31, 2022 | Dec 31, 2023 | Dec 31, 2024 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 1,259,028,000 | 6,351,498,000 | 5,866,585,000 | 6,222,809,000 | 6,294,486,000 | 6,300,434,000 | 6,861,338,000 | 6,658,229,000 | 7,065,000,000 | 7,690,000,000 | 8,224,000,000 | 8,477,000,000 | 8,739,000,000 | 9,099,000,000 | 9,897,000,000 | 10,709,000,000 | 11,459,000,000 | 11,088,000,000 | 12,087,000,000 | 13,337,000,000 | 9,842,000,000 | 20,020,000,000 | |
| Cost of Revenue | 0 | 0 | 0 | 0 | 1,242,613,000 | 1,495,051,000 | 126,947,000 | 0 | -761,000 | 37,000,000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 2,110,000,000 | |
| Gross Profit | 1,259,028,000 | 6,351,498,000 | 5,866,585,000 | 6,222,809,000 | 5,051,873,000 | 4,805,383,000 | 6,734,391,000 | 6,658,229,000 | 7,065,761,000 | 7,653,000,000 | 8,224,000,000 | 8,477,000,000 | 8,739,000,000 | 9,099,000,000 | 9,897,000,000 | 10,709,000,000 | 11,459,000,000 | 11,088,000,000 | 12,087,000,000 | 13,337,000,000 | 9,842,000,000 | 17,910,000,000 | |
| Gross Profit Margin | 1 | 1 | 1 | 1 | 0.803 | 0.763 | 0.981 | 1 | 1 | 0.995 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 0.895 | |
| R&D Expenses | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| General & Administrative Expenses | 0 | 758,912,000 | 869,635,000 | 933,196,000 | 922,089,000 | 845,392,000 | 827,683,000 | 1,060,760,000 | 914,000,000 | 1,054,000,000 | 1,164,000,000 | 1,242,000,000 | 1,327,000,000 | 1,379,000,000 | 1,512,000,000 | 1,627,000,000 | 1,738,000,000 | 1,894,000,000 | 1,986,000,000 | 2,139,000,000 | 2,434,000,000 | 1,274,000,000 | |
| Selling & Marketing Expenses | 0 | 575,032,000 | 586,801,000 | 603,556,000 | 610,205,000 | 530,901,000 | 406,020,000 | 463,086,000 | 537,000,000 | 610,000,000 | 717,000,000 | 735,000,000 | 745,000,000 | 731,000,000 | 776,000,000 | 857,000,000 | 883,000,000 | 659,000,000 | 810,000,000 | 1,035,000,000 | 1,164,000,000 | 1,070,000,000 | |
| SG&A Expenses | 0 | 1,333,944,000 | 1,456,436,000 | 1,536,752,000 | 1,532,294,000 | 1,376,293,000 | 1,233,703,000 | 1,523,846,000 | 1,451,000,000 | 1,664,000,000 | 1,881,000,000 | 1,977,000,000 | 2,072,000,000 | 2,110,000,000 | 2,288,000,000 | 2,484,000,000 | 2,621,000,000 | 2,553,000,000 | 2,796,000,000 | 3,174,000,000 | 3,598,000,000 | 2,344,000,000 | |
| Other Expenses | 557,547,000 | -5,127,369,000 | -4,597,668,000 | -3,839,667,000 | 2,902,706,000 | 3,922,707,000 | 4,342,088,000 | 5,448,154,000 | 3,587,170,000 | -606,000,000 | -488,000,000 | -475,000,000 | -489,000,000 | -435,000,000 | -424,000,000 | -469,000,000 | -503,000,000 | -596,000,000 | -7,819,000,000 | -2,636,000,000 | 1,130,000,000 | 0 | |
| Total Operating Expenses | 557,547,000 | -3,793,425,000 | -3,141,232,000 | -2,302,915,000 | 4,435,000,000 | 5,299,000,000 | 5,865,000,000 | 6,972,000,000 | 5,039,000,000 | 5,231,000,000 | 1,393,000,000 | 5,917,000,000 | 6,390,000,000 | 6,841,000,000 | 8,008,000,000 | 9,251,000,000 | 2,118,000,000 | 1,957,000,000 | -5,023,000,000 | 1,906,000,000 | 4,728,000,000 | 2,344,000,000 | |
| Total Costs & Expenses | 557,547,000 | -3,793,425,000 | -3,141,232,000 | -2,302,915,000 | 4,435,000,000 | 5,299,000,000 | 5,865,000,000 | 6,972,000,000 | 5,039,000,000 | 5,231,000,000 | 1,393,000,000 | 5,917,000,000 | 6,390,000,000 | 6,841,000,000 | 8,008,000,000 | 9,251,000,000 | 2,118,000,000 | 1,957,000,000 | -5,023,000,000 | 1,906,000,000 | 4,728,000,000 | 2,344,000,000 | |
| Interest Income | 2,048,695,000 | 5,701,095,000 | 5,704,397,000 | 6,167,485,000 | 6,860,519,000 | 6,545,829,000 | 6,461,072,000 | 6,146,218,000 | 6,345,000,000 | 6,735,000,000 | 7,064,000,000 | 7,596,000,000 | 7,945,000,000 | 8,616,000,000 | 9,648,000,000 | 10,893,000,000 | 11,993,000,000 | 11,095,000,000 | 10,651,000,000 | 12,864,000,000 | 17,845,000,000 | 20,020,000,000 | |
| Interest Expense | 789,667,000 | 1,339,166,000 | 1,801,097,000 | 2,337,589,000 | 2,975,788,000 | 2,356,919,000 | 1,648,420,000 | 1,582,988,000 | 1,485,000,000 | 1,314,000,000 | 1,146,000,000 | 1,134,000,000 | 1,263,000,000 | 1,398,000,000 | 1,648,000,000 | 2,139,000,000 | 2,530,000,000 | 1,865,000,000 | 1,134,000,000 | 1,865,000,000 | 4,746,000,000 | 5,724,000,000 | |
| Depreciation & Amortization | 0 | 193,130,000 | 214,311,000 | 222,798,000 | 257,131,000 | 231,398,000 | 203,492,000 | 172,005,000 | 20,073,000 | 267,000,000 | 334,000,000 | 369,000,000 | 391,000,000 | 137,000,000 | 130,000,000 | 142,000,000 | 164,000,000 | 198,000,000 | 189,000,000 | 194,000,000 | 0 | 0 | |
| EBITDA | 1,816,575,000 | 1,544,716,000 | 1,138,567,000 | 2,074,817,000 | 1,202,327,000 | 1,062,913,000 | 2,218,828,000 | 1,358,025,000 | 3,600,634,000 | 4,020,000,000 | 4,278,000,000 | 4,063,000,000 | 4,003,000,000 | 4,007,000,000 | 3,930,000,000 | 4,032,000,000 | 4,271,000,000 | 0 | 7,595,000,000 | 6,279,000,000 | 0 | 0 | |
| EBITDA Margin | 1.443 | 0.243 | 0.194 | 0.333 | 0.191 | 0.169 | 0.323 | 0.204 | 0.51 | 0.523 | 0.52 | 0.479 | 0.458 | 0.44 | 0.397 | 0.377 | 0.373 | 0 | 0.628 | 0.471 | 0 | 0 | |
| Operating Income | 1,816,575,000 | 2,558,073,000 | 2,725,353,000 | 3,919,894,000 | 2,327,611,000 | 2,810,446,000 | 3,372,182,000 | 2,851,847,000 | 4,995,796,000 | 5,084,000,000 | 5,090,000,000 | 4,828,000,000 | 4,875,000,000 | 5,054,000,000 | 5,185,000,000 | 5,736,000,000 | 3,835,000,000 | 1,435,000,000 | 7,064,000,000 | 7,607,000,000 | 5,114,000,000 | 17,676,000,000 | |
| Operating Income Margin | 1.443 | 0.403 | 0.465 | 0.63 | 0.37 | 0.446 | 0.491 | 0.428 | 0.707 | 0.661 | 0.619 | 0.57 | 0.558 | 0.555 | 0.524 | 0.536 | 0.335 | 0.129 | 0.584 | 0.57 | 0.52 | 0.883 | |
| Total Other Income/Expenses (Net) | 325,427,000 | -325,809,000 | -214,311,000 | -492,512,000 | -257,131,000 | 594,692,000 | 844,713,000 | 0 | -244,000 | 333,000,000 | -98,000,000 | -134,000,000 | -112,000,000 | -98,000,000 | -89,000,000 | -83,000,000 | -96,000,000 | -155,000,000 | -1,084,000,000 | -149,000,000 | -1,288,000,000 | -11,602,000,000 | |
| Income Before Tax | 1,026,908,000 | 1,218,907,000 | 924,256,000 | 1,582,305,000 | 945,196,000 | 1,657,605,000 | 2,120,898,000 | 1,268,859,000 | 3,511,000,000 | 3,764,000,000 | 3,944,000,000 | 3,694,000,000 | 3,612,000,000 | 3,656,000,000 | 3,537,000,000 | 3,597,000,000 | 3,835,000,000 | 1,435,000,000 | 7,064,000,000 | 5,742,000,000 | 3,826,000,000 | 6,074,000,000 | |
| Pre-Tax Income Margin | 0.816 | 0.192 | 0.158 | 0.254 | 0.15 | 0.263 | 0.309 | 0.191 | 0.497 | 0.489 | 0.48 | 0.436 | 0.413 | 0.402 | 0.357 | 0.336 | 0.335 | 0.129 | 0.584 | 0.431 | 0.389 | 0.303 | |
| Income Tax Expense | 378,277,000 | 442,654,000 | 346,341,000 | 505,689,000 | 356,566,000 | 594,692,000 | 844,713,000 | 504,071,000 | 1,284,000,000 | 1,413,000,000 | 1,474,000,000 | 1,371,000,000 | 1,315,000,000 | 1,263,000,000 | 1,438,000,000 | 855,000,000 | 878,000,000 | 294,000,000 | 1,615,000,000 | 1,350,000,000 | 886,000,000 | 1,539,000,000 | |
| Net Income | 648,631,000 | 776,253,000 | 577,915,000 | 1,076,616,000 | 588,630,000 | 927,750,000 | 1,276,185,000 | 764,788,000 | 2,227,000,000 | 2,351,000,000 | 2,470,000,000 | 2,323,000,000 | 2,297,000,000 | 2,393,000,000 | 2,099,000,000 | 2,742,000,000 | 2,957,000,000 | 1,141,000,000 | 5,422,000,000 | 4,374,000,000 | 2,940,000,000 | 4,535,000,000 | |
| Net Income Margin | 0.515 | 0.122 | 0.099 | 0.173 | 0.094 | 0.147 | 0.186 | 0.115 | 0.315 | 0.306 | 0.3 | 0.274 | 0.263 | 0.263 | 0.212 | 0.256 | 0.258 | 0.103 | 0.449 | 0.328 | 0.299 | 0.227 | |
| Earnings Per Share (EPS) | 1.36 | 1.63 | 1.21 | 2.26 | 1.23 | 1.9 | 2.39 | 1.23 | 4.06 | 4.51 | 4.97 | 4.91 | 5.14 | 5.77 | 5.43 | 7.97 | 9.09 | 3.6 | 17.84 | 15.47 | 11.26 | 17.71 | |
| Diluted Earnings Per Share (EPS) | 1.36 | 1.63 | 1.21 | 2.26 | 1.23 | 1.9 | 2.38 | 1.22 | 4.06 | 4.5 | 4.96 | 4.9 | 5.13 | 5.77 | 5.42 | 7.95 | 9.09 | 3.6 | 17.84 | 15.42 | 11.26 | 17.71 | |
| Weighted Average Shares Outstanding | 477,236,000 | 476,208,602 | 477,235,927 | 477,236,000 | 477,236,000 | 479,335,000 | 504,550,000 | 544,000,000 | 542,000,000 | 516,000,000 | 485,000,000 | 462,000,000 | 437,000,000 | 405,000,000 | 374,000,000 | 344,000,000 | 320,000,000 | 307,000,000 | 300,000,000 | 277,000,000 | 254,000,000 | 251,000,000 | |
| Weighted Average Shares Outstanding (Diluted) | 477,236,000 | 476,208,602 | 477,235,927 | 477,236,000 | 478,879,000 | 479,357,000 | 507,907,000 | 549,000,000 | 543,000,000 | 517,000,000 | 487,000,000 | 463,000,000 | 438,000,000 | 406,000,000 | 374,000,000 | 345,000,000 | 320,000,000 | 307,000,000 | 300,000,000 | 278,000,000 | 254,000,000 | 251,000,000 |