Bajaj Finserv Ltd.

BAJAJFINSV.NS

NSE

2059.2

INR

-37.30(-1.78%)

As of today

Overview Financials Dividends Ratios Discussions Analysis

Bajaj Finserv Ltd. fundamentals

Overview Income Statement Balance Sheet Cash Flow

Key ratios

P/E Ratio

34.34

Price/Book

4.28

Debt/Equity

421.54%

Return on Equity

9.77%

Dividend Yield

0.05%

EBITDA

492.28B

Bajaj Finserv Ltd., through its subsidiaries, provides financial services in India. The company operates through Life Insurance, General Insurance, Windmill, Retail Financing, and Investments and Others segments. It offers personal, business, home, commercial, and gold loans; two and three wheeler loans; mortgages; unsecured and secured loans; loans against securities and properties; financing for products, such as consumer durable, digital, lifecare, furniture, etc.; and lease rental discounting products. The company also provides investment products, including fixed and term deposits, demat accounts, systematic deposit plans, and mutual funds; life, health, motor, car, two-wheeler, marine, home, crop, pocket, and travel insurance products; finance for professionals; savings products, wealth management and retirement planning services, and annuities; healthcare needs for the family; extended warranty, asset care, and financial fitness report services; and wallets and credit cards. In addition, it offers payments; SME finance products; and trading account, depository, margin trading, and HNI and retail broking services. Further, the company owns and operates 138 windmills with total installed capacity of 65.2 megawatts. Bajaj Finserv Ltd. was incorporated in 2007 and is based in Pune, India.

Statements Highlights

AnnualQuarterly

Period Ending	Mar 31, 2021	Mar 31, 2022	Mar 31, 2023	Mar 31, 2024	Mar 31, 2025
Total Revenue	270,207,200,000	314,270,700,000	402,868,600,000	539,511,700,000	676,235,600,000
Gross Profit	178,794,400,000	219,288,100,000	280,854,400,000	355,516,600,000	433,138,600,000
Operating Income	98,623,400,000	112,705,800,000	168,111,300,000	213,750,300,000	237,482,100,000
Net Income	44,704,600,000	45,567,700,000	64,172,800,000	81,477,900,000	88,723,100,000
Total Assets	2,801,643,200,000	3,337,189,600,000	4,055,091,900,000	5,379,296,300,000	6,522,316,100,000
Total Current Liabilities	131,429,200,000	154,222,700,000	175,586,000,000	85,695,800,000	79,648,500,000
Total Equity	582,939,800,000	663,195,200,000	775,980,800,000	1,037,758,500,000	1,284,342,300,000
Free Cash Flow	40,765,500,000	-345,797,900,000	-407,000,300,000	-684,769,300,000	-639,768,200,000
Cash from Operations	45,474,000,000	-336,699,900,000	-394,795,400,000	-675,156,400,000	-621,132,500,000
Cash from Investing	-36,838,000,000	14,454,300,000	-139,452,100,000	-121,182,500,000	-79,865,400,000
Cash from Financing	16,869,500,000	323,257,600,000	510,160,600,000	827,087,100,000	701,913,100,000
Net Change in Cash	25,505,500,000	1,012,000,000	-24,086,900,000	30,748,600,000	915,200,000