Universal Insurance Holdings, Inc.

UVE

NYSE

31.13

USD

-0.99(-3.08%)

As of today

Overview Financials Dividends Ratios Discussions Analysis

Universal Insurance Holdings, Inc. fundamentals

Overview Income Statement Balance Sheet Cash Flow

UVE Income Statement

AnnualQuarterly

Period Ending	Apr 30, 1992	Apr 30, 1993	Apr 30, 1994	Apr 30, 1995	Apr 27, 1996	Apr 30, 1997	Dec 31, 1998	Dec 31, 1999	Dec 31, 2000	Dec 31, 2001	Dec 31, 2002	Dec 31, 2003	Dec 31, 2004	Dec 31, 2005	Dec 31, 2006	Dec 31, 2007	Dec 31, 2008	Dec 31, 2009	Dec 31, 2010	Dec 31, 2011	Dec 31, 2012	Dec 31, 2013	Dec 31, 2014	Dec 31, 2015	Dec 31, 2016	Dec 31, 2017	Dec 31, 2018	Dec 31, 2019	Dec 31, 2020	Dec 31, 2021	Dec 31, 2022	Dec 31, 2023	Dec 31, 2024
Total Revenue	100,000	400,000	1,200,000	1,000,000	400,000	100,000	8,500,000	8,100,000	9,146,016	13,439,655	9,262,108	6,480,016	7,998,773	19,661,817	65,147,750	188,514,481	182,667,296	210,642,129	239,923,000	225,861,000	269,939,000	301,159,000	369,276,000	546,544,000	685,289,000	751,916,000	823,816,000	939,351,000	1,072,770,000	1,121,851,000	1,222,658,000	1,391,582,000	1,520,536,000
Cost of Revenue	0	0	0	0	0	0	0	0	0	0	4,638,160	974,489	2,274,035	9,597,984	24,940,879	59,799,670	81,338,126	106,133,135	113,355,000	124,309,000	126,187,000	108,615,000	123,275,000	275,957,000	427,208,000	489,274,000	571,782,000	780,936,000	957,912,000	1,005,372,000	1,152,658,000	1,200,647,000	1,320,810,000
Gross Profit	100,000	400,000	1,200,000	1,000,000	400,000	100,000	8,500,000	8,100,000	9,146,016	13,439,655	4,623,948	5,505,527	5,724,738	10,063,833	40,206,871	128,714,811	101,329,170	104,508,994	126,568,000	101,552,000	143,752,000	192,544,000	246,001,000	270,587,000	258,081,000	262,642,000	252,034,000	158,415,000	114,858,000	116,479,000	70,000,000	190,935,000	199,726,000
Gross Profit Margin	1	1	1	1	1	1	1	1	1	1	0.499	0.85	0.716	0.512	0.617	0.683	0.555	0.496	0.528	0.45	0.533	0.639	0.666	0.495	0.377	0.349	0.306	0.169	0.107	0.104	0.057	0.137	0.131
R&D Expenses	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
General & Administrative Expenses	0	0	0	0	0	0	3,900,000	3,700,000	6,472,519	8,711,025	4,552,897	5,787,055	5,984,871	4,012,391	13,485,562	39,165,022	35,322,405	58,346,170	64,290,000	67,834,000	91,193,000	91,988,000	118,397,000	95,564,000	95,198,000	92,158,000	99,161,000	94,898,000	90,532,000	87,428,000	90,638,000	96,055,000	108,639,000
Selling & Marketing Expenses	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
SG&A Expenses	300,000	900,000	1,800,000	1,700,000	1,300,000	400,000	3,900,000	3,700,000	6,472,519	8,711,025	4,552,897	5,787,055	5,984,871	4,012,391	13,485,562	39,165,022	35,322,405	58,346,170	64,290,000	67,834,000	91,193,000	91,988,000	118,397,000	95,564,000	95,198,000	92,158,000	99,161,000	94,898,000	90,532,000	87,428,000	90,638,000	96,055,000	108,639,000
Other Expenses	100,000	300,000	100,000	300,000	300,000	0	3,200,000	3,900,000	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	95,000	638,000	6,609,000	6,531,000	6,476,000
Total Operating Expenses	400,000	1,200,000	1,900,000	2,000,000	1,600,000	400,000	7,100,000	7,600,000	6,472,519	8,711,025	4,552,897	5,787,055	5,984,871	4,012,391	13,485,562	39,165,022	35,322,405	58,346,170	64,290,000	67,834,000	91,193,000	91,988,000	118,397,000	95,564,000	95,198,000	92,158,000	99,161,000	94,898,000	90,627,000	88,066,000	97,247,000	102,586,000	115,115,000
Total Costs & Expenses	400,000	1,200,000	1,900,000	2,000,000	1,600,000	400,000	7,100,000	7,600,000	6,472,519	8,711,025	9,191,057	6,761,544	8,258,906	13,610,375	38,426,441	98,964,692	116,660,531	164,479,305	177,645,000	192,143,000	217,380,000	200,603,000	241,672,000	371,521,000	522,406,000	581,432,000	670,943,000	875,834,000	1,048,539,000	1,093,438,000	1,249,905,000	1,303,233,000	1,435,925,000
Interest Income	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Interest Expense	100,000	100,000	100,000	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	95,000	582,000	5,906,000	5,823,000	5,768,000
Depreciation & Amortization	0	-200,000	0	-300,000	-300,000	0	0	200,000	98,455	157,308	236,316	268,953	390,247	377,748	358,411	371,663	480,313	490,059	831,000	639,000	840,000	1,012,000	1,194,000	2,033,000	3,242,000	4,058,000	4,820,000	4,957,000	5,107,000	6,913,000	7,296,000	7,313,000	6,117,000
EBITDA	0	0	0	0	0	0	2,100,000	1,400,000	2,771,952	4,885,938	307,367	-12,575	130,114	6,429,190	27,079,720	89,921,452	66,487,078	46,652,883	63,108,803	34,357,000	53,399,000	101,568,000	128,798,000	177,056,000	166,125,000	174,542,000	157,693,000	68,474,000	29,433,000	35,908,000	-14,045,000	101,485,000	96,496,000
EBITDA Margin	0	0	0	0	0	0	0.247	0.173	0.303	0.364	0.033	-0.002	0.016	0.327	0.416	0.477	0.364	0.221	0.263	0.152	0.198	0.337	0.349	0.324	0.242	0.232	0.191	0.073	0.027	0.032	-0.011	0.073	0.063
Operating Income	-300,000	-800,000	-700,000	-1,000,000	-1,200,000	-300,000	2,100,000	1,200,000	2,673,497	4,728,630	71,051	-281,528	-260,133	6,051,442	26,721,309	89,549,789	66,006,765	46,162,824	62,278,000	33,718,000	52,559,000	100,556,000	127,604,000	175,023,000	162,883,000	170,484,000	152,873,000	63,517,000	24,231,000	28,413,000	-27,247,000	88,349,000	84,611,000
Operating Income Margin	-3	-2	-0.583	-1	-3	-3	0.247	0.148	0.292	0.352	0.008	-0.043	-0.033	0.308	0.41	0.475	0.361	0.219	0.26	0.149	0.195	0.334	0.346	0.32	0.238	0.227	0.186	0.068	0.023	0.025	-0.022	0.063	0.056
Total Other Income/Expenses (Net)	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Income Before Tax	-300,000	-800,000	-700,000	-1,000,000	-1,200,000	-300,000	2,100,000	1,200,000	2,673,497	4,728,630	71,051	-281,528	-260,133	6,051,442	26,721,309	89,549,789	66,006,765	46,162,824	62,278,000	33,718,000	52,559,000	100,556,000	127,604,000	175,023,000	162,883,000	170,484,000	152,873,000	63,517,000	24,231,000	28,413,000	-27,247,000	88,349,000	84,611,000
Pre-Tax Income Margin	-3	-2	-0.583	-1	-3	-3	0.247	0.148	0.292	0.352	0.008	-0.043	-0.033	0.308	0.41	0.475	0.361	0.219	0.26	0.149	0.195	0.334	0.346	0.32	0.238	0.227	0.186	0.068	0.023	0.025	-0.022	0.063	0.056
Income Tax Expense	200,000	200,000	700,000	300,000	300,000	100,000	0	0	0	0	0	0	0	-455,155	9,477,240	35,547,501	25,969,442	17,375,526	25,294,000	13,609,000	22,247,000	41,579,000	54,616,000	68,539,000	63,473,000	63,549,000	35,822,000	17,003,000	5,126,000	8,006,000	-4,990,000	21,526,000	25,683,000
Net Income	-500,000	-1,000,000	-1,400,000	-1,300,000	-1,500,000	-2,400,000	2,100,000	1,200,000	-1,488,164	-3,039,350	71,051	-281,528	-260,133	6,506,597	17,186,860	54,002,288	40,037,323	28,787,298	36,984,000	20,109,000	30,312,000	58,977,000	72,988,000	106,484,000	99,410,000	106,935,000	117,051,000	46,514,000	19,105,000	20,407,000	-22,257,000	66,823,000	58,928,000
Net Income Margin	-5	-2.5	-1.167	-1.3	-3.75	-24	0.247	0.148	-0.163	-0.226	0.008	-0.043	-0.033	0.331	0.264	0.286	0.219	0.137	0.154	0.089	0.112	0.196	0.198	0.195	0.145	0.142	0.142	0.05	0.018	0.018	-0.018	0.048	0.039
Earnings Per Share (EPS)	-0.023	-0.047	-0.065	-0.061	-0.07	-0.11	0.13	0.076	-0.1	-0.21	0.009	-0.012	-0.009	0.2	0.5	1.52	1.07	0.76	0.95	0.51	0.76	1.64	2.17	3.06	2.85	3.07	3.36	1.37	0.6	0.65	-0.72	2.24	2.07
Diluted Earnings Per Share (EPS)	-0.023	-0.045	-0.064	-0.059	-0.068	-0.11	0.13	0.076	-0.1	-0.21	0.009	-0.012	-0.009	0.19	0.44	1.31	0.99	0.71	0.91	0.5	0.75	1.56	2.08	2.97	2.79	2.99	3.27	1.36	0.6	0.65	-0.72	2.22	2.01
Weighted Average Shares Outstanding	21,468,000	21,468,000	21,468,000	21,468,000	21,468,000	21,468,000	16,600,000	15,900,000	14,788,000	14,698,000	15,600,921	23,777,515	30,214,169	32,807,521	34,409,415	35,550,503	37,418,253	37,617,885	39,113,000	39,184,000	39,614,000	35,866,000	33,569,000	34,799,000	34,919,000	34,841,000	34,856,000	33,893,000	31,884,000	31,218,000	30,751,000	29,829,000	28,498,000
Weighted Average Shares Outstanding (Diluted)	22,036,000	22,036,000	22,036,000	22,036,000	22,036,000	22,036,000	16,600,000	15,900,000	14,788,000	14,698,000	16,173,956	23,777,515	30,214,169	33,945,639	39,078,643	41,360,020	40,274,507	40,471,524	40,579,000	40,442,000	40,616,000	37,776,000	35,150,000	35,884,000	35,650,000	35,809,000	35,786,000	34,233,000	31,972,000	31,307,000	30,751,000	30,147,000	29,274,000