Universal Insurance Holdings, Inc.

UVE

NYSE

31.13

USD

-0.99(-3.08%)

As of today

Overview Financials Dividends Ratios Discussions Analysis

Universal Insurance Holdings, Inc. fundamentals

Overview Income Statement Balance Sheet Cash Flow

Key ratios

P/E Ratio

7.34

Price/Book

1.75

Debt/Equity

20.34%

Return on Equity

27.99%

Dividend Yield

2.47%

EBITDA

96.50M

Universal Insurance Holdings, Inc., together with its subsidiaries, operates as an integrated insurance holding company in the United States. The company develops, markets, and underwrites insurance products for personal residential insurance, such as homeowners, renters/tenants, condo unit owners, and dwelling/fire; and offers allied lines, coverage for other structures, and personal property, liability, and personal articles coverages. It also advises on actuarial issues, oversees distribution, administers claims payments, performs policy administration and underwriting, and assists with reinsurance negotiations; places and manages reinsurance programs for the insurance entities; and operates Clovered.com, an online platform in which consumers receive side-by-side quotes from various carriers across multiple states, as well as educational materials about homeowners' insurance policies. It offers its products through a network of independent agents, as well as Universal Direct, a direct-to-consumer online platform, which enables homeowners to directly purchase, pay for, and bind homeowners' policies. The company was formerly known as Universal Heights, Inc. and changed its name to Universal Insurance Holdings, Inc. in January 2001. Universal Insurance Holdings, Inc. was incorporated in 1990 and is headquartered in Fort Lauderdale, Florida.

Statements Highlights

AnnualQuarterly

Period Ending	Dec 31, 2020	Dec 31, 2021	Dec 31, 2022	Dec 31, 2023	Dec 31, 2024
Total Revenue	1,072,770,000	1,121,851,000	1,222,658,000	1,391,582,000	1,520,536,000
Gross Profit	114,858,000	116,479,000	70,000,000	190,935,000	199,726,000
Operating Income	24,231,000	28,413,000	-27,247,000	88,349,000	84,611,000
Net Income	19,105,000	20,407,000	-22,257,000	66,823,000	58,928,000
Total Assets	1,758,741,000	2,056,141,000	2,890,154,000	2,316,561,000	2,841,861,000
Total Current Liabilities	0	215,421,000	1,528,000	614,937,000	634,539,000
Total Equity	449,262,000	429,702,000	287,896,000	341,297,000	373,250,000
Free Cash Flow	12,132,000	227,152,000	319,616,000	66,952,000	129,990,000
Cash from Operations	29,348,000	234,378,000	324,515,000	70,971,000	137,358,000
Cash from Investing	22,042,000	-229,404,000	-148,861,000	-15,251,000	-228,092,000
Cash from Financing	-56,263,000	68,298,000	-37,456,000	-47,120,000	-47,131,000
Net Change in Cash	-4,873,000	73,272,000	138,198,000	8,600,000	-137,865,000

Universal Insurance Holdings, Inc.

UVE

31.13

Universal Insurance Holdings, Inc. fundamentals

Key ratios

Statements Highlights

Dividends

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