United Community Banks, Inc.

UCB

NYSE

29.97

USD

+0.48(+1.63%)

As of today

Overview Financials Dividends Ratios Discussions Analysis

United Community Banks, Inc. fundamentals

Overview Income Statement Balance Sheet Cash Flow

Key ratios

P/E Ratio

11.89

Price/Book

1.02

Debt/Equity

4.32%

Return on Equity

8.98%

Dividend Yield

3.24%

EBITDA

363.94M

United Community Banks, Inc. operates as the financial holding company for United Community Bank that provides financial products and services to commercial, retail, government, education, energy, health care, and real estate sectors. It accepts various deposit products, including checking, savings, money market, and other deposit accounts. The company also offers lending services, including real estate, consumer, and commercial loans, to individuals, small businesses, mid-sized commercial businesses, and non-profit organizations, as well as secured and unsecured, and mortgage loans. In addition, it originates loans partially guaranteed by the SBA and USDA loan programs. Further, the company provides wealth management services comprising financial planning, customized portfolio management, and investment advice; trust services to manage fiduciary assets; non-deposit investment products; and insurance products, including life insurance, long-term care insurance, and tax-deferred annuities, as well as invests in residential and commercial mortgage-backed securities, asset-backed securities, the U.S. treasury, the U.S. agency, and municipal obligations. Additionally, it offers reinsurance on a property insurance contract; insurance agency services; treasury management; credit cards; payment and commerce solution, equipment finance, investment advisory, and other related financial services; brokerage services; and payment processing, merchant, wire transfer, private banking, and other related financial services. The company was founded in 1950 and is headquartered in Blairsville, Georgia.

Statements Highlights

AnnualQuarterly

Period Ending	Dec 31, 2020	Dec 31, 2021	Dec 31, 2022	Dec 31, 2023	Dec 31, 2024
Total Revenue	695,599,000	716,272,000	928,929,000	1,291,291,000	1,480,415,000
Gross Profit	558,928,000	724,062,000	804,218,000	782,519,000	879,091,000
Operating Income	209,445,000	347,763,000	356,002,000	232,545,000	323,006,000
Net Income	164,089,000	269,801,000	277,472,000	187,544,000	252,397,000
Total Assets	17,794,374,000	20,946,771,000	24,008,884,000	27,297,251,000	27,720,258,000
Total Current Liabilities	15,430,885,000	18,452,021,000	20,492,937,000	23,310,611,000	23,655,975,000
Total Equity	2,007,530,000	2,222,245,000	2,700,674,000	3,261,525,000	3,432,127,000
Free Cash Flow	140,219,000	332,837,000	564,603,000	221,486,000	302,690,000
Cash from Operations	158,681,000	359,320,000	607,307,000	293,971,000	349,734,000
Cash from Investing	-1,580,563,000	-1,806,403,000	-2,020,181,000	-163,289,000	-991,042,000
Cash from Financing	2,515,295,000	2,156,974,000	-258,783,000	226,340,000	157,306,000
Net Change in Cash	1,093,413,000	709,891,000	-1,671,657,000	357,022,000	-484,002,000

United Community Banks, Inc.

UCB

29.97

United Community Banks, Inc. fundamentals

Key ratios

Statements Highlights

Dividends

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