banner
STEL image

Stellar Bancorp, Inc.

STEL

NASDAQ

31.66

USD
-0.31(-0.97%)

As of today

Stellar Bancorp, Inc. fundamentals

STEL Cash Flow

Period EndingDec 31, 2024Dec 31, 2023Dec 31, 2022Dec 31, 2021Dec 31, 2020Dec 31, 2019Dec 31, 2018Dec 31, 2017Dec 31, 2016Dec 31, 2015
Net Income115,003,000130,497,00051,432,00081,553,00045,534,00050,517,00047,289,00027,571,00027,208,00024,136,000
Depreciation & Amortization32,027,00034,467,00014,254,0007,550,0007,638,0005,440,0004,294,0004,432,0004,426,0004,948,000
Deferred Income Tax3,298,00010,250,0001,931,0002,783,000-7,059,000-1,657,000-734,0002,932,000601,000-1,664,000
Stock-Based Compensation10,764,0009,945,0009,042,0003,979,0003,425,0002,402,0001,601,000329,00043,00012,000
Change in Working Capital5,656,00018,176,000-10,961,0006,185,000-19,684,000956,00065,0002,183,0001,187,000617,000
Accounts Receivable Change-3,620,000-2,323,0002,623,000-1,317,000-24,706,00000000
Inventory Change0000000000
Accounts Payable Change5,455,00016,301,000-16,400,0004,643,0002,395,00000000
Other Working Capital Change3,821,0004,198,0002,816,0002,859,0002,627,000956,00065,0002,183,0001,187,000617,000
Other Non-Cash Items-34,129,000-35,118,00043,368,0005,331,00031,209,000-1,568,000-3,194,000-1,857,0002,577,0004,785,000
Net Cash Provided by Operating Activities132,619,000168,217,000109,066,000107,381,00061,063,00056,090,00049,321,00035,590,00036,042,00032,834,000
Investments in Property, Plant & Equipment-4,663,000-6,861,000-3,811,000-2,932,000-7,182,000-2,488,000-1,293,000-992,000-1,882,000-2,790,000
Net Acquisitions00370,448,000000000-5,936,000
Purchases of Investments-5,536,678,000-4,093,405,000-2,445,525,000-4,315,947,000-4,362,521,000-655,592,000-496,670,000-355,687,000-406,225,000-385,049,000
Sales & Maturities of Investments5,244,352,0004,530,017,0002,717,082,0003,286,411,0003,997,365,000656,276,000484,804,000337,976,000341,456,000332,014,000
Other Investing Activities543,080,000-134,497,000-564,434,000277,644,000-588,766,000-187,936,000-134,563,000-166,730,000-64,923,000-26,903,000
Net Cash Used for Investing Activities246,091,000295,254,00073,760,000-754,824,000-961,104,000-189,740,000-147,722,000-185,433,000-131,574,000-88,664,000
Debt Repayment-90,000,000-14,000,000-26,000,000-65,569,000-485,00050,000,0000-27,679,000-3,321,00023,892,000
Common Stock Issued0077,00002,569,0000071,760,00000
Common Stock Repurchased-2,842,000-76,000-23,605,000-5,659,000-18,582,000-3,00000-11,079,000-4,418,000
Dividends Paid-28,308,000-27,698,000-15,378,000-9,697,000-9,962,000-8,757,000-4,979,000-4,412,000-4,395,000-4,487,000
Other Financing Activities254,419,000-394,241,000-503,647,0001,063,111,0001,003,019,00082,404,000159,251,00054,270,00061,529,000-15,004,000
Net Cash Used/Provided by Financing Activities133,269,000-435,939,000-568,630,000982,186,000976,559,000123,644,000154,272,00093,939,00042,734,000-17,000
Effect of Forex Changes on Cash0000000000
Net Change in Cash511,979,00027,532,000-385,804,000334,743,00076,518,000-10,006,00055,871,000-55,904,000-52,798,000-55,847,000
Cash at End of Period911,216,000399,237,000371,705,000757,509,000422,766,000372,064,000382,070,000326,199,000382,103,000434,901,000
Cash at Beginning of Period399,237,000371,705,000757,509,000422,766,000346,248,000382,070,000326,199,000382,103,000434,901,000490,748,000
Operating Cash Flow132,619,000168,217,000109,066,000107,381,00061,063,00056,090,00049,321,00035,590,00036,042,00032,834,000
Capital Expenditure-4,663,000-6,861,000-3,811,000-2,932,000-7,182,000-2,488,000-1,293,000-992,000-1,882,000-2,790,000
Free Cash Flow127,956,000161,356,000105,255,000104,449,00053,881,00053,602,00048,028,00035,590,00036,042,00030,044,000