SmartFinancial, Inc.

SMBK

NASDAQ

37.15

USD

-0.22(-0.59%)

As of today

Overview Financials Dividends Ratios Discussions Analysis

SmartFinancial, Inc. fundamentals

Overview Income Statement Balance Sheet Cash Flow

SMBK Income Statement

AnnualQuarterly

Period Ending	Dec 31, 2001	Dec 31, 2002	Dec 31, 2003	Dec 31, 2004	Dec 31, 2005	Dec 31, 2006	Dec 31, 2007	Dec 31, 2008	Dec 31, 2009	Dec 31, 2010	Dec 31, 2011	Dec 31, 2012	Dec 31, 2013	Dec 31, 2014	Dec 31, 2015	Dec 31, 2016	Dec 31, 2017	Dec 31, 2018	Dec 31, 2019	Dec 31, 2020	Dec 31, 2021	Dec 31, 2022	Dec 31, 2023	Dec 31, 2024
Total Revenue	197,645,000	10,704,450	12,568,291	15,464,591	22,576,802	31,270,062	36,478,608	32,572,205	28,635,489	28,292,357	21,676,623	20,372,359	20,392,550	21,315,369	29,245,402	45,593,713	55,651,666	96,740,000	115,175,000	133,039,000	149,181,000	186,549,000	240,368,000	285,271,000
Cost of Revenue	0	3,992,074	3,755,799	4,415,291	7,479,392	11,412,709	24,822,970	16,196,074	26,088,281	16,492,814	6,806,868	5,214,827	3,822,551	2,468,421	3,680,097	5,087,227	6,476,040	18,502,000	27,174,000	25,430,000	13,471,000	25,351,000	90,992,000	118,922,000
Gross Profit	197,645,000	6,712,376	8,812,492	11,049,300	15,097,410	19,857,353	11,655,638	16,376,131	2,547,208	11,799,543	14,869,755	15,157,532	16,569,999	18,846,948	25,565,305	40,506,486	49,175,626	78,238,000	88,001,000	107,609,000	135,710,000	161,198,000	149,376,000	166,349,000
Gross Profit Margin	1	0.627	0.701	0.714	0.669	0.635	0.32	0.503	0.089	0.417	0.686	0.744	0.813	0.884	0.874	0.888	0.884	0.809	0.764	0.809	0.91	0.864	0.621	0.583
R&D Expenses	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
General & Administrative Expenses	0	2,630,544	3,325,470	3,900,505	4,502,910	6,018,619	6,608,808	7,460,758	8,169,219	7,482,180	7,169,654	7,131,128	7,199,977	10,197,436	13,515,404	20,214,525	23,084,459	33,322,000	38,770,000	44,101,000	53,489,000	66,092,000	68,905,000	75,490,000
Selling & Marketing Expenses	0	0	0	0	0	0	0	0	0	0	0	0	0	420,048	452,849	615,751	637,600	873,000	983,000	834,000	830,000	1,293,000	1,342,000	1,321,000
SG&A Expenses	0	2,630,544	3,325,470	3,900,505	4,502,910	6,018,619	6,608,808	7,460,758	8,169,219	7,482,180	7,169,654	7,131,128	7,199,977	10,617,484	13,968,253	20,830,276	23,722,059	34,195,000	39,753,000	44,935,000	54,319,000	67,385,000	70,247,000	76,811,000
Other Expenses	-744,980,000	2,352,818	2,415,363	2,985,212	3,713,365	4,699,611	4,316,793	5,107,007	7,892,668	10,560,181	6,481,849	6,046,741	6,646,413	5,279,216	8,446,596	10,515,322	14,009,712	22,708,000	14,803,000	31,784,000	37,072,000	38,905,000	42,903,000	44,079,000
Total Operating Expenses	-744,980,000	4,983,362	5,740,833	6,885,717	8,216,275	10,718,230	10,925,601	12,567,765	16,061,887	18,042,361	13,651,503	13,177,869	13,846,390	15,896,700	22,414,849	31,345,598	37,731,771	56,903,000	54,556,000	76,719,000	91,391,000	106,290,000	113,150,000	120,890,000
Total Costs & Expenses	-744,980,000	8,975,436	9,496,632	11,301,008	15,695,667	22,130,939	35,748,571	28,763,839	42,150,168	34,535,175	20,458,371	18,392,696	17,668,941	18,365,121	26,094,946	36,432,825	44,207,811	75,405,000	81,730,000	102,149,000	104,862,000	131,641,000	204,142,000	239,812,000
Interest Income	0	9,702,292	11,326,418	14,058,715	20,672,082	29,158,806	34,783,518	30,680,174	26,308,427	25,211,428	20,493,736	19,352,879	18,453,031	20,691,368	27,753,233	42,564,391	52,022,396	92,210,000	108,455,000	117,613,000	125,232,000	158,834,000	218,043,000	251,119,000
Interest Expense	-4,542,105,000	3,308,640	3,210,799	3,575,291	6,077,792	10,306,109	14,413,605	12,698,074	11,189,383	9,201,814	6,361,868	4,784,827	3,522,551	2,036,536	2,757,142	4,299,682	5,693,353	15,566,000	24,575,000	16,747,000	11,838,000	21,333,000	87,963,000	113,769,000
Depreciation & Amortization	399,045,000	278,372	390,383	710,686	764,127	990,052	605,062	694,499	958,438	555,235	510,280	529,000	506,902	1,675,973	1,085,685	2,189,088	-1,691,396	3,291,000	4,300,000	7,761,000	9,001,000	12,644,000	13,498,000	11,415,000
EBITDA	-3,200,435,000	2,007,386	3,462,042	4,874,269	7,645,262	10,129,175	1,335,099	4,502,865	-12,556,241	-5,687,583	1,728,532	2,508,664	3,230,511	4,626,221	4,236,141	11,349,976	9,752,459	24,626,000	37,745,000	38,651,000	53,320,000	67,552,000	49,724,000	56,874,000
EBITDA Margin	-16.193	0.188	0.275	0.315	0.339	0.324	0.037	0.138	-0.438	-0.201	0.08	0.123	0.158	0.217	0.145	0.249	0.175	0.255	0.328	0.291	0.357	0.362	0.207	0.199
Operating Income	-3,599,480,000	1,729,014	3,071,659	4,163,583	6,881,135	9,139,123	730,037	3,808,366	-13,514,679	-6,242,818	1,218,252	1,979,663	2,723,609	2,950,248	3,150,456	9,160,888	11,443,855	21,335,000	33,445,000	30,890,000	44,319,000	54,908,000	36,226,000	45,459,000
Operating Income Margin	-18.212	0.162	0.244	0.269	0.305	0.292	0.02	0.117	-0.472	-0.221	0.056	0.097	0.134	0.138	0.108	0.201	0.206	0.221	0.29	0.232	0.297	0.294	0.151	0.159
Total Other Income/Expenses (Net)	4,542,105,000	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Income Before Tax	942,625,000	1,729,014	3,071,659	4,163,583	6,881,135	9,139,123	730,037	3,808,366	-13,514,679	-6,242,818	1,218,252	1,979,663	2,723,609	2,950,248	3,150,456	9,160,888	11,443,855	21,335,000	33,445,000	30,890,000	44,319,000	54,908,000	36,226,000	45,459,000
Pre-Tax Income Margin	4.769	0.162	0.244	0.269	0.305	0.292	0.02	0.117	-0.472	-0.221	0.056	0.097	0.134	0.138	0.108	0.201	0.206	0.221	0.29	0.232	0.297	0.294	0.151	0.159
Income Tax Expense	373,013,000	667,591	1,189,800	1,592,500	2,556,616	3,327,523	-141,115	1,296,542	-5,336,040	-1,535,297	188,200	577,600	1,042,800	1,117,593	1,640,744	3,362,080	6,428,791	3,233,000	6,897,000	6,558,000	9,529,000	11,886,000	7,633,000	9,318,000
Net Income	569,612,000	1,061,423	1,881,859	2,571,083	4,324,519	5,811,600	871,152	2,511,824	-8,178,639	-4,707,521	1,030,052	1,402,063	1,680,809	1,832,655	1,509,712	5,798,808	5,015,064	18,102,000	26,548,000	24,332,000	34,790,000	43,022,000	28,593,000	36,141,000
Net Income Margin	2.882	0.099	0.15	0.166	0.192	0.186	0.024	0.077	-0.286	-0.166	0.048	0.069	0.082	0.086	0.052	0.127	0.09	0.187	0.231	0.183	0.233	0.231	0.119	0.127
Earnings Per Share (EPS)	462.35	0.56	0.99	1.01	1.34	3.5	0.54	1.56	-5.04	-2.92	0.2	0.08	0.08	0.04	0.27	0.82	0.56	1.46	1.9	1.63	2.23	2.57	1.7	2.16
Diluted Earnings Per Share (EPS)	457.52	0.52	0.92	0.89	1.25	3.31	0.51	1.52	-5.04	-2.92	0.2	0.08	0.08	0.04	0.25	0.78	0.56	1.43	1.89	1.62	2.22	2.55	1.69	2.14
Weighted Average Shares Outstanding	1,232,000	1,896,118	1,896,118	2,561,534	3,222,204	1,666,716	1,656,012	1,627,157	1,625,099	1,625,099	1,625,099	1,625,000	1,636,750	1,653,500	5,806,477	5,896,033	8,632,250	12,417,000	13,953,000	14,955,000	15,573,000	16,740,000	16,815,000	16,769,000
Weighted Average Shares Outstanding (Diluted)	1,245,000	2,048,998	2,048,998	2,879,238	3,466,311	1,757,394	1,743,274	1,661,364	1,625,099	1,625,099	1,625,099	1,630,750	1,665,500	1,709,250	5,806,477	5,896,033	8,749,750	12,520,000	14,046,000	15,019,000	15,699,000	16,871,000	16,918,000	16,875,000