SmartFinancial, Inc.

SMBK

NASDAQ

37.15

USD

-0.22(-0.59%)

As of today

Overview Financials Dividends Ratios Discussions Analysis

SmartFinancial, Inc. fundamentals

Overview Income Statement Balance Sheet Cash Flow

Key ratios

P/E Ratio

13.56

Price/Book

0.11

Debt/Equity

0.00%

Return on Equity

2.59%

Dividend Yield

0.86%

EBITDA

56.87M

SmartFinancial, Inc. operates as the bank holding company for SmartBank that provides various financial services to individuals and corporate customers. It operates through Commercial Real Estate, Consumer Real Estate, Construction and Land Development, Commercial and Industrial, and Consumer and Other segments. The company offers noninterest-bearing and interest-bearing checking, interest-bearing demand, savings, money market, time deposit, individual retirement accounts, as well as certificates of deposit. It also provides commercial and residential real estate, consumer real estate, and construction and land development loans; commercial and financial loans; mortgage loans; and direct consumer installment loans, educational, and other revolving credit loans; and overdraft facilities. In addition, the company offers wealth management, insurance, mortgage origination, and Internet and mobile banking services. As of March 1, 2022, it had 41 full-service branches and 2 loan production offices in East and Middle Tennessee, Alabama, and the Florida Panhandle. The company is headquartered in Knoxville, Tennessee.

Statements Highlights

AnnualQuarterly

Period Ending	Dec 31, 2020	Dec 31, 2021	Dec 31, 2022	Dec 31, 2023	Dec 31, 2024
Total Revenue	133,039,000	149,181,000	186,549,000	240,368,000	285,271,000
Gross Profit	107,609,000	135,710,000	161,198,000	149,376,000	166,349,000
Operating Income	30,890,000	44,319,000	54,908,000	36,226,000	45,459,000
Net Income	24,332,000	34,790,000	43,022,000	28,593,000	36,141,000
Total Assets	3,304,949,000	4,611,579,000	4,637,498,000	4,829,387,000	5,275,904,000
Total Current Liabilities	2,811,018,000	4,034,149,000	4,094,400,000	4,280,954,000	4,694,583,000
Total Equity	357,168,000	429,430,000	432,452,000	459,886,000	491,461,000
Free Cash Flow	23,630,000	43,805,000	44,306,000	33,446,000	46,295,000
Cash from Operations	29,069,000	46,182,000	56,793,000	39,716,000	52,700,000
Cash from Investing	-259,338,000	-264,993,000	-840,818,000	-135,240,000	-420,222,000
Cash from Financing	528,017,000	782,169,000	5,372,000	181,371,000	402,821,000
Net Change in Cash	297,748,000	563,358,000	-778,653,000	85,847,000	35,299,000