Fair Isaac Corporation
FICO
NYSE
1798.53
USD+26.66(+1.50%)
As of today
Fair Isaac Corporation fundamentals
FICO Income Statement
| Period Ending | Sep 30, 1986 | Sep 30, 1987 | Sep 30, 1988 | Sep 30, 1989 | Sep 30, 1990 | Sep 30, 1991 | Sep 30, 1992 | Sep 30, 1993 | Sep 30, 1994 | Sep 30, 1995 | Sep 30, 1996 | Sep 30, 1997 | Sep 30, 1998 | Sep 30, 1999 | Sep 30, 2000 | Sep 30, 2001 | Sep 30, 2002 | Sep 30, 2003 | Sep 30, 2004 | Sep 30, 2005 | Sep 30, 2006 | Sep 30, 2007 | Sep 30, 2008 | Sep 30, 2009 | Sep 30, 2010 | Sep 30, 2011 | Sep 30, 2012 | Sep 30, 2013 | Sep 30, 2014 | Sep 30, 2015 | Sep 30, 2016 | Sep 30, 2017 | Sep 30, 2018 | Sep 30, 2019 | Sep 30, 2020 | Sep 30, 2021 | Sep 30, 2022 | Sep 30, 2023 | Sep 30, 2024 | Sep 30, 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 14,800,000 | 18,100,000 | 21,000,000 | 23,200,000 | 25,500,000 | 31,800,000 | 42,600,000 | 66,700,000 | 90,300,000 | 113,900,000 | 148,700,000 | 199,000,000 | 245,500,000 | 276,900,000 | 297,985,000 | 329,148,000 | 392,418,000 | 629,295,000 | 706,206,000 | 798,671,000 | 825,365,000 | 822,236,000 | 744,842,000 | 630,735,000 | 605,643,000 | 619,683,000 | 676,423,000 | 743,444,000 | 788,985,000 | 838,781,000 | 881,356,000 | 932,169,000 | 1,032,475,000 | 1,160,083,000 | 1,294,562,000 | 1,316,536,000 | 1,377,270,000 | 1,513,557,000 | 1,717,526,000 | 1,990,869,000 | |
| Cost of Revenue | 6,700,000 | 8,000,000 | 9,700,000 | 9,800,000 | 9,300,000 | 10,300,000 | 13,100,000 | 21,300,000 | 30,000,000 | 37,500,000 | 49,300,000 | 62,100,000 | 71,500,000 | 89,900,000 | 108,955,000 | 148,559,000 | 176,029,000 | 246,592,000 | 252,587,000 | 275,065,000 | 281,977,000 | 293,482,000 | 274,917,000 | 206,448,000 | 180,932,000 | 186,470,000 | 197,947,000 | 229,468,000 | 249,281,000 | 270,535,000 | 265,173,000 | 287,123,000 | 310,699,000 | 336,845,000 | 361,142,000 | 332,462,000 | 302,174,000 | 311,053,000 | 348,206,000 | 353,722,000 | |
| Gross Profit | 8,100,000 | 10,100,000 | 11,300,000 | 13,400,000 | 16,200,000 | 21,500,000 | 29,500,000 | 45,400,000 | 60,300,000 | 76,400,000 | 99,400,000 | 136,900,000 | 174,000,000 | 187,000,000 | 189,030,000 | 180,589,000 | 216,389,000 | 382,703,000 | 453,619,000 | 523,606,000 | 543,388,000 | 528,754,000 | 469,925,000 | 424,287,000 | 424,711,000 | 433,213,000 | 478,476,000 | 513,976,000 | 539,704,000 | 568,246,000 | 616,183,000 | 645,046,000 | 721,776,000 | 823,238,000 | 933,420,000 | 984,074,000 | 1,075,096,000 | 1,202,504,000 | 1,369,320,000 | 1,637,147,000 | |
| Gross Profit Margin | 0.547 | 0.558 | 0.538 | 0.578 | 0.635 | 0.676 | 0.692 | 0.681 | 0.668 | 0.671 | 0.668 | 0.688 | 0.709 | 0.675 | 0.634 | 0.549 | 0.551 | 0.608 | 0.642 | 0.656 | 0.658 | 0.643 | 0.631 | 0.673 | 0.701 | 0.699 | 0.707 | 0.691 | 0.684 | 0.677 | 0.699 | 0.692 | 0.699 | 0.71 | 0.721 | 0.747 | 0.781 | 0.794 | 0.797 | 0.822 | |
| R&D Expenses | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 4,000,000 | 4,000,000 | 7,800,000 | 17,600,000 | 29,100,000 | 29,700,000 | 29,817,000 | 28,321,000 | 74,040,000 | 67,574,000 | 71,088,000 | 81,295,000 | 84,967,000 | 70,599,000 | 77,794,000 | 73,626,000 | 73,581,000 | 62,129,000 | 59,527,000 | 66,967,000 | 83,435,000 | 98,824,000 | 103,669,000 | 110,870,000 | 128,383,000 | 149,478,000 | 166,499,000 | 171,231,000 | 146,758,000 | 159,950,000 | 171,940,000 | 188,347,000 | |
| General & Administrative Expenses | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Selling & Marketing Expenses | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| SG&A Expenses | 4,900,000 | 6,200,000 | 8,500,000 | 10,900,000 | 13,900,000 | 17,300,000 | 22,500,000 | 32,700,000 | 35,600,000 | 46,300,000 | 55,800,000 | 69,800,000 | 89,600,000 | 93,500,000 | 90,215,000 | 78,061,000 | 83,633,000 | 124,641,000 | 182,374,000 | 223,400,000 | 260,845,000 | 285,541,000 | 245,639,000 | 209,319,000 | 225,263,000 | 223,615,000 | 238,522,000 | 268,395,000 | 278,203,000 | 300,002,000 | 328,940,000 | 339,796,000 | 376,912,000 | 414,086,000 | 420,930,000 | 396,281,000 | 383,863,000 | 400,565,000 | 462,834,000 | 513,028,000 | |
| Other Expenses | 300,000 | 400,000 | 300,000 | 700,000 | 1,300,000 | 1,100,000 | 1,400,000 | 4,500,000 | 4,900,000 | 2,200,000 | 100,000 | 11,800,000 | 14,900,000 | 1,813,000 | 5,023,000 | 2,100,000 | 11,604,000 | 16,294,000 | 20,291,000 | 25,900,000 | 44,853,000 | 24,140,000 | 24,209,000 | 24,595,000 | 12,518,000 | 20,132,000 | 12,069,000 | 17,021,000 | 16,198,000 | 31,915,000 | 13,982,000 | 17,180,000 | 6,594,000 | 6,126,000 | 50,022,000 | -88,927,000 | 2,061,000 | -841,000 | 917,000 | 0 | |
| Total Operating Expenses | 5,200,000 | 6,600,000 | 8,800,000 | 11,600,000 | 15,200,000 | 18,400,000 | 23,900,000 | 37,200,000 | 44,500,000 | 59,100,000 | 75,800,000 | 99,200,000 | 133,600,000 | 125,102,000 | 125,055,000 | 108,482,000 | 169,277,000 | 208,509,000 | 273,753,000 | 330,595,000 | 390,665,000 | 380,280,000 | 347,642,000 | 307,540,000 | 311,362,000 | 305,876,000 | 310,118,000 | 352,383,000 | 377,836,000 | 430,741,000 | 446,591,000 | 465,217,000 | 511,889,000 | 569,690,000 | 637,451,000 | 478,585,000 | 532,682,000 | 559,674,000 | 635,691,000 | 701,375,000 | |
| Total Costs & Expenses | 11,900,000 | 14,600,000 | 18,500,000 | 21,400,000 | 24,500,000 | 28,700,000 | 37,000,000 | 58,500,000 | 74,500,000 | 97,200,000 | 126,300,000 | 161,300,000 | 205,100,000 | 230,666,000 | 254,016,000 | 257,041,000 | 345,306,000 | 455,101,000 | 526,340,000 | 605,660,000 | 672,642,000 | 673,762,000 | 622,559,000 | 513,988,000 | 492,294,000 | 492,346,000 | 508,065,000 | 581,851,000 | 627,117,000 | 701,276,000 | 711,764,000 | 752,824,000 | 824,787,000 | 906,535,000 | 998,593,000 | 811,047,000 | 834,856,000 | 870,727,000 | 983,897,000 | 1,055,097,000 | |
| Interest Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 8,802,000 | 4,717,000 | 1,688,000 | 2,192,000 | 317,000 | 54,000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Interest Expense | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 20,335,000 | 25,481,000 | 24,124,000 | 32,364,000 | 31,734,000 | 30,281,000 | 28,550,000 | 29,150,000 | 26,633,000 | 25,790,000 | 31,311,000 | 39,752,000 | 42,177,000 | 40,092,000 | 68,967,000 | 95,546,000 | 105,638,000 | 0 | |
| Depreciation & Amortization | 300,000 | 400,000 | 300,000 | 700,000 | 1,300,000 | 1,100,000 | 1,400,000 | 4,500,000 | 4,900,000 | 6,200,000 | 7,900,000 | 11,800,000 | 14,900,000 | 17,431,000 | 21,461,000 | 25,074,000 | 32,913,000 | 53,617,000 | 49,887,000 | 54,444,000 | 48,695,000 | 49,126,000 | 39,494,000 | 38,419,000 | 30,918,000 | 24,197,000 | 21,549,000 | 33,214,000 | 32,632,000 | 33,889,000 | 31,633,000 | 36,214,000 | 30,182,000 | 31,612,000 | 30,367,000 | 25,592,000 | 20,465,000 | 14,638,000 | 13,827,000 | 14,952,000 | |
| EBITDA | 3,200,000 | 3,900,000 | 2,800,000 | 2,500,000 | 2,300,000 | 4,200,000 | 7,000,000 | 12,700,000 | 20,700,000 | 26,100,000 | 37,500,000 | 49,500,000 | 55,300,000 | 63,806,000 | 68,998,000 | 97,181,000 | 87,249,000 | 230,312,000 | 230,980,000 | 247,455,000 | 221,080,000 | 200,055,000 | 172,824,000 | 161,470,000 | 147,346,000 | 154,016,000 | 189,209,000 | 195,425,000 | 194,313,000 | 172,277,000 | 202,835,000 | 218,287,000 | 218,425,000 | 287,436,000 | 329,544,000 | 538,826,000 | 560,741,000 | 663,808,000 | 761,490,000 | 817,547,000 | |
| EBITDA Margin | 0.216 | 0.215 | 0.133 | 0.108 | 0.09 | 0.132 | 0.164 | 0.19 | 0.229 | 0.229 | 0.252 | 0.249 | 0.225 | 0.23 | 0.232 | 0.295 | 0.222 | 0.366 | 0.327 | 0.31 | 0.268 | 0.243 | 0.232 | 0.256 | 0.243 | 0.249 | 0.28 | 0.263 | 0.246 | 0.205 | 0.23 | 0.234 | 0.212 | 0.248 | 0.255 | 0.409 | 0.407 | 0.439 | 0.443 | 0.411 | |
| Operating Income | 2,900,000 | 3,500,000 | 2,500,000 | 1,800,000 | 1,000,000 | 3,100,000 | 5,600,000 | 8,200,000 | 15,800,000 | 19,900,000 | 29,600,000 | 37,700,000 | 40,400,000 | 46,375,000 | 44,614,000 | 72,107,000 | 47,112,000 | 174,194,000 | 179,866,000 | 193,011,000 | 152,723,000 | 148,474,000 | 122,283,000 | 116,747,000 | 113,349,000 | 127,337,000 | 168,358,000 | 161,593,000 | 161,868,000 | 137,505,000 | 169,592,000 | 182,159,000 | 175,359,000 | 253,548,000 | 295,969,000 | 505,489,000 | 542,414,000 | 642,830,000 | 733,629,000 | 935,772,000 | |
| Operating Income Margin | 0.196 | 0.193 | 0.119 | 0.078 | 0.039 | 0.097 | 0.131 | 0.123 | 0.175 | 0.175 | 0.199 | 0.189 | 0.165 | 0.167 | 0.15 | 0.219 | 0.12 | 0.277 | 0.255 | 0.242 | 0.185 | 0.181 | 0.164 | 0.185 | 0.187 | 0.205 | 0.249 | 0.217 | 0.205 | 0.164 | 0.192 | 0.195 | 0.17 | 0.219 | 0.229 | 0.384 | 0.394 | 0.425 | 0.427 | 0.47 | |
| Total Other Income/Expenses (Net) | 300,000 | 500,000 | 1,200,000 | 1,400,000 | 1,400,000 | 1,300,000 | 1,000,000 | 500,000 | 700,000 | 1,500,000 | -900,000 | -2,100,000 | 1,700,000 | 4,200,000 | -467,000 | 4,746,000 | 5,986,000 | -2,054,000 | -11,051,000 | 1,077,000 | 6,469,000 | 1,188,000 | -9,288,000 | -19,177,000 | -21,045,000 | -29,882,000 | -32,115,000 | -29,609,000 | -28,737,000 | -28,267,000 | -25,023,000 | -30,835,000 | -18,427,000 | -37,476,000 | -38,969,000 | -32,347,000 | -71,105,000 | -89,206,000 | -91,604,000 | -133,177,000 | |
| Income Before Tax | 3,200,000 | 4,000,000 | 3,700,000 | 3,200,000 | 2,400,000 | 4,400,000 | 6,600,000 | 8,700,000 | 16,500,000 | 21,500,000 | 27,200,000 | 35,600,000 | 42,100,000 | 50,600,000 | 47,070,000 | 76,853,000 | 53,098,000 | 172,140,000 | 168,815,000 | 194,088,000 | 159,192,000 | 149,662,000 | 112,995,000 | 97,570,000 | 92,304,000 | 97,455,000 | 136,243,000 | 131,984,000 | 133,131,000 | 109,238,000 | 144,569,000 | 151,324,000 | 188,010,000 | 216,072,000 | 257,000,000 | 473,142,000 | 471,309,000 | 553,624,000 | 642,025,000 | 802,595,000 | |
| Pre-Tax Income Margin | 0.216 | 0.221 | 0.176 | 0.138 | 0.094 | 0.138 | 0.155 | 0.13 | 0.183 | 0.189 | 0.183 | 0.179 | 0.171 | 0.183 | 0.158 | 0.233 | 0.135 | 0.274 | 0.239 | 0.243 | 0.193 | 0.182 | 0.152 | 0.155 | 0.152 | 0.157 | 0.201 | 0.178 | 0.169 | 0.13 | 0.164 | 0.162 | 0.182 | 0.186 | 0.199 | 0.359 | 0.342 | 0.366 | 0.374 | 0.403 | |
| Income Tax Expense | 1,600,000 | 1,900,000 | 1,300,000 | 1,200,000 | 800,000 | 1,600,000 | 2,700,000 | 3,400,000 | 6,500,000 | 8,800,000 | 11,000,000 | 14,900,000 | 17,800,000 | 20,600,000 | 19,439,000 | 30,741,000 | 35,214,000 | 64,983,000 | 66,027,000 | 59,540,000 | 55,706,000 | 45,012,000 | 31,809,000 | 32,105,000 | 27,847,000 | 25,893,000 | 44,239,000 | 41,889,000 | 38,252,000 | 22,736,000 | 35,121,000 | 23,068,000 | 45,595,000 | 23,948,000 | 20,589,000 | 81,058,000 | 97,768,000 | 124,249,000 | 129,214,000 | 150,649,000 | |
| Net Income | 1,600,000 | 2,100,000 | 2,400,000 | 2,000,000 | 1,600,000 | 2,800,000 | 3,900,000 | 5,300,000 | 10,000,000 | 12,700,000 | 16,200,000 | 20,700,000 | 24,300,000 | 29,100,000 | 27,631,000 | 46,112,000 | 17,884,000 | 107,157,000 | 102,788,000 | 134,548,000 | 103,486,000 | 104,650,000 | 83,952,000 | 65,102,000 | 64,457,000 | 71,562,000 | 92,004,000 | 90,095,000 | 94,879,000 | 86,502,000 | 109,448,000 | 128,256,000 | 142,415,000 | 192,124,000 | 236,411,000 | 392,084,000 | 373,541,000 | 429,375,000 | 512,811,000 | 651,946,000 | |
| Net Income Margin | 0.108 | 0.116 | 0.114 | 0.086 | 0.063 | 0.088 | 0.092 | 0.079 | 0.111 | 0.112 | 0.109 | 0.104 | 0.099 | 0.105 | 0.093 | 0.14 | 0.046 | 0.17 | 0.146 | 0.168 | 0.125 | 0.127 | 0.113 | 0.103 | 0.106 | 0.115 | 0.136 | 0.121 | 0.12 | 0.103 | 0.124 | 0.138 | 0.138 | 0.166 | 0.183 | 0.298 | 0.271 | 0.284 | 0.299 | 0.327 | |
| Earnings Per Share (EPS) | 0.053 | 0.062 | 0.062 | 0.05 | 0.042 | 0.071 | 0.098 | 0.13 | 0.25 | 0.28 | 0.37 | 0.43 | 0.52 | 0.63 | 0.57 | 0.93 | 0.33 | 1.48 | 1.47 | 2.02 | 1.63 | 1.87 | 1.72 | 1.34 | 1.44 | 1.82 | 2.64 | 2.55 | 2.8 | 2.75 | 3.52 | 4.16 | 4.79 | 6.63 | 8.13 | 13.65 | 14.34 | 17.18 | 20.78 | 26.897 | |
| Diluted Earnings Per Share (EPS) | 0.053 | 0.062 | 0.062 | 0.05 | 0.042 | 0.071 | 0.098 | 0.13 | 0.23 | 0.28 | 0.37 | 0.43 | 0.5 | 0.62 | 0.56 | 0.89 | 0.32 | 1.4 | 1.31 | 1.86 | 1.59 | 1.82 | 1.7 | 1.33 | 1.42 | 1.79 | 2.55 | 2.48 | 2.72 | 2.65 | 3.39 | 3.98 | 4.57 | 6.34 | 7.9 | 13.4 | 14.18 | 16.93 | 20.45 | 26.54 | |
| Weighted Average Shares Outstanding | 29,955,254 | 33,699,210 | 38,513,383 | 39,646,355 | 38,514,310 | 39,315,903 | 39,826,804 | 40,592,497 | 39,646,355 | 46,382,021 | 46,909,626 | 47,931,750 | 46,450,125 | 47,496,375 | 48,127,500 | 49,468,500 | 54,801,000 | 72,403,378 | 69,923,810 | 66,556,000 | 63,579,000 | 56,054,000 | 48,940,000 | 48,658,000 | 44,903,000 | 39,359,000 | 34,909,000 | 35,332,000 | 33,870,000 | 31,402,000 | 31,129,000 | 30,862,000 | 29,711,000 | 28,980,000 | 29,067,000 | 28,734,000 | 26,042,000 | 24,986,000 | 24,676,000 | 24,239,000 | |
| Weighted Average Shares Outstanding (Diluted) | 29,955,254 | 33,699,210 | 38,513,383 | 39,646,355 | 38,514,310 | 39,315,903 | 39,826,804 | 40,592,497 | 42,657,566 | 46,382,021 | 46,909,626 | 47,931,750 | 48,812,625 | 48,478,500 | 49,392,000 | 51,882,750 | 56,325,000 | 76,540,714 | 78,464,122 | 73,584,000 | 65,125,000 | 57,548,000 | 49,373,000 | 48,776,000 | 45,308,000 | 39,988,000 | 36,063,000 | 36,292,000 | 34,864,000 | 32,609,000 | 32,308,000 | 32,245,000 | 31,180,000 | 30,294,000 | 29,932,000 | 29,260,000 | 26,347,000 | 25,367,000 | 25,079,000 | 24,561,000 |