In the first quarter of 2025, the financial sector in the United States has seen a notable increase in mortgage lending activity. Bank of America, a major player in the market, has reported a significant rise in mortgage applications, driven by increased housing supply and lower yields on long-term bonds. Let's delve into the reasons behind this trend and its implications.

Asian stock markets showed mixed results on Wednesday as they grappled with disappointing outcomes from Wall Street and a decrease in U.S. Treasury yields, leading to a weakened dollar against the yen. This article provides a detailed review of recent market events and analyzes the impact of various factors on their dynamics.

Over the past 12 months, the financial landscape has been significantly influenced by three major factors. Technological optimism centered around artificial intelligence, hopes for leveling up, and increased yields on government bonds have all contributed to notable shifts on the investment horizon.